The Financial Supervisory Service informed financial consumers that they can safely receive the deposit if they sign up for the deposit return guarantee in advance.
The Financial Supervisory Service explained this by disclosing the case of tenant A, who signed up for the deposit return guarantee and recovered the entire deposit.
Jeonse deposit return guarantee is a product to protect the lessee from the risk of non-return of deposit, and can be purchased through Housing Finance Corporation, Housing City Guarantee Corporation, Seoul Guarantee Insurance, etc.
Depending on the type of housing or the amount of the guarantee, each guarantor may have different advantages and disadvantages, so it is good to check carefully, and you can sign up before half of the entire contract period passes without the consent of the landlord.
In addition, the Financial Supervisory Service advised that when signing a charter contract, it is good to carefully judge houses with a high jeonse price compared to the sale price or an excessive amount of mortgage, which is a priority in the main register.
YTN Kang Hee-kyung ([email protected])
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