[NTDTV, Beijing time, May 20, 2022]Recently, a large number of depositors’ deposits could not be withdrawn from banks in China’s Henan (Henan) and Anhui (Anhui), which shocked the outside world. Henan Province and Anhui Province respectively There are four and twovillage Bankget involved. The China Banking and Insurance Regulatory Commission responded on May 18 that the relevant banks were suspected of “violating the law” and that the public security organs had opened a case for investigation. However, there is no clear statement on whether the hard-earned money of the vast number of depositors can be recovered, and public opinion on the Internet is surging.
According to the Qilu Evening News, as early as a month ago, Ms. Bai from Henan was unable to withdraw the hundreds of thousands of deposits she and her parents had deposited from three local banks. Ms. Bai, who had nowhere to ask for help, waited for nearly a month and could not withdraw the money, so she had to ask the media for help.
Ms. Bai told the media that due to the three local Henanvillage BankThe interest promised to depositors is higher than that of the four major banks. She had deposited more than 800,000 savings of her parents and herself earlier. Unexpectedly, when she wanted to withdraw money on April 19 this year, an exception occurred, “the bank reminded system maintenance”. Afterwards, Ms. Bai saw in the WeChat group that many depositors reported that these banks have started “system maintenance” since April 18, and depositors have been unable to make deposits and withdrawals online.
The three village banks mentioned by Ms. Bai are: Xinminsheng Village Bank in Yuzhou, Henan, Shangcai Huimin Village Bank in Zhumadian City, Henan, and Tuocheng Huanghuai Village Bank in Shangqiu City, Henan.
According to reports, after the village banks involved started “system maintenance” on April 18, some depositors who had applied for “Class 1 cards” had also withdrawn money, but the “Class 2 cards” handled online did not have money. Depositors cannot withdraw their deposits.
Among them, Yuzhou Xinminsheng Rural Bank issued an announcement on May 6, announcing the suspension of external business on the grounds of “cooperating with epidemic prevention and control work”. At this point, even the depositors of the so-called “one-of-a-kind card” cannot withdraw money.
The above news quickly spread on the Internet. Subsequently, several other banks were exposed, and also from April 18 or 19, they announced the suspension of online banking and mobile banking services on the grounds of “system upgrade”. These banks are: New Oriental Village Bank in Kaifeng City, Henan Province, Xinhuaihe Village Bank in Guzhen Town, Bengbu City, Anhui Province, and Xinhuaihe Village Bank in Yi County, Huangshan City, Anhui Province. So far, six village and town banks in Henan and Anhui have been bombed and “can’t withdraw money”.
More careful netizens found out after some inquiries that the initiators and major shareholders of five of the banks were Xuchang Rural Commercial Bank (hereinafter referred to as “Xuchang Rural Commercial Bank”). This made the public realize that there must be an “accident” in the bank itself, so “system upgrade” and “system maintenance” are all false excuses.
The Internet immediately exploded. Netizens who had deposited money in these banks were extremely anxious, and netizens who had not deposited money in these banks were also shocked and began to worry about the safety of their deposits in other banks.
Later, the media disclosed in related reports that in fact, as early as March this year, the Xuchang City Public Security Bureau issued a “Reward Notice”, with a reward of 100,000 yuan for the fugitive suspect Sun Zhenfu suspected of “serious economic crimes”. It’s just that the outside world has not noticed that this Sun Zhenfu has been the vice president of Xuchang Rural Commercial Bank since 2018, and the bank has a close relationship with Henan New Fortune Group Investment Holding Co., Ltd. It is precisely this “system maintenance” incident. the storm core.
For a time, public opinion on the Internet was surging, and many netizens discussed: “These village banks in Henan not only want the depositors’ money, but also their lives!” “Money transferred to the bank’s second-class card is a legal deposit. The violation has nothing to do with depositors.” “The clause clearly states that it is a deposit, and it is protected and guaranteed under 500,000! It’s incredible!”
Some netizens left a message and said: “Don’t go bankrupt! The excess part is also the hard-earned money that the family has worked hard to save. It is the hard work of the family. It was saved for the bank deposit. I persuaded my parents to deposit it. Fa explained to my parents that I have saved most of my life! All of it is saved between my teeth. I try to save as much as possible in all aspects of clothing, food, housing and transportation, and I am not willing to take the bus.”
Another netizen also complained: “I haven’t eaten a full meal for a week. I’ve saved my hard-earned money for four or five years. I don’t dare to get sick, I don’t dare to go to the hospital, I don’t dare to spend extravagantly, and I don’t dare to buy more than 100 yuan. Cosmetics and clothes, I have saved many years of work-study studies, I just want to live carefully, the five-year interest rate in the bank is 4.5, more because it is a deposit, it is the bank’s reason to save it, my money is sweat and tears In exchange, it was not the wind.”
Some netizens commented: “There are problems with bank shareholders and employees. It is a bank problem and supervision dereliction! These are not reasons to break the deposit! What is the China Banking and Insurance Regulatory Commission doing? Can we still trust the state to trust the government?”
Due to the rising public opinion on the Internet, the department heads of the China Banking and Insurance Regulatory Commission were forced to meet on May 18 to respond to relevant incidents.
The person in charge said: Henan New Fortune Group, the shareholder of the four village banks in Henan Province, “absorbed public funds through internal and external collusion, the use of third-party platforms, and fund brokers, etc.”, “suspected of illegal crimes, and the public security organs have opened a case for investigation.” The report also claimed that the business outlets of the four involved banks are currently “depositing and withdrawing business normally”, and all relevant businesses are “protected by law”.
The outside world noticed that the statement of the China Banking and Insurance Regulatory Commission did not mention the situation of the two banks in Anhui Province that were also unable to withdraw money.
(Comprehensive report by reporter Liming / Responsible editor: Cheng Feihan)
URL of this article: https://www.ntdtv.com/gb/2022/05/19/a103433318.html