Guarantee the universal and progressive access of all people to a decent pensionis the central approach of a bill presented this week in the Congress.
The initiative, promoted by the Democratic Peru caucus, also proposes expanding pension coverage for all informal workers.
In this context, it is proposed to create a Pension Savings Fund, which will have mixed financing and resources equivalent to 2% of the General Sales Tax and the Fourth and Fifth Category Income Tax, respectively.
The project, authored by the congresswoman Betssy Chávezindicates that the aforementioned savings account will be opened from the birth of each person or when they turn 18, it will be intangible and will generate profitability.
The administration of its profitability will be the responsibility of an institution, public or private, which will be determined by the beneficiary himself. When he is a minor, his parents will be the ones who decide for him.
Fund and Superintendence
The project also proposes creating a Solidarity National Pension Fund, aimed at guaranteeing the pension of vulnerable groups and those facing difficulties for their subsistence.
Likewise, the project contemplates the creation of a National Superintendence of Pensions. Said body will be attached to the Presidency of the Council of Ministers (PCM) and will be in charge of supervising and regulating the administrators of the pension funds.
The entity will be made up of two representatives of the PCM, and one, respectively, of the Ministries of Economy, Development and Social Inclusion, and Labor, as well as a representative of the Central Reserve Bank, the Superintendence of Banking, Insurance and AFP , and of the workers.
(Andean)