Credit recovery rose 22% in 2020 and represents the best performance of the last ten years, according to the CAH’s accountability. Likewise, customer delinquency was reduced to 2.37%, lower than the 4.24% recorded in 2018.
For the head of the entity, César Cerini, these figures are important especially since it occurs in a context of pandemic. Precisely due to this situation, the Government transferred a capital of USD 20 million to be allocated to vulnerable sectors that could be affected by Covid-19 and in this way the rebound in the loan portfolio reached 21% with G. 747,670 million.
In total, 45,000 projects were financed with disbursements that reached G. 431,745 million, which represents an increase of 31%. In 90% they went to the agricultural sector. These are clients who do not have access to loans from private banks and who could either suffer stagnation or fall into usury without state financing, which this year had higher products with rates below 10%.
The departments of San Pedro, Cordillera, Caaguazú, Alto Paraná, Itapúa and Paraguarí concentrate the largest number of clients, ranging from 5,000 to 17,000 beneficiaries.
PANDEMIC. The financial packages to mitigate the impact of Covid-19 focused on the needs related to products, businesses, services and consumption. In total, G. 154,222 million were delivered for 14,390 projects. Likewise, 12,502 were renewed for G. 45,829 million.
The CAH has 80 service points, where 462 employees are distributed and maintain 91,000 active clients.