Everything You Should Know About Wedding Budget

As your wedding approaches, you must create the ultimate wedding checklist. The top on the checklist is the wedding budget. The budget is further spread out on a wedding budget worksheet because it consists of many things. And if you don’t have this figured out, do not spend a dime.

Now, the question is what do I need to know about the wedding planning spreadsheet? What does a wedding budget spreadsheet contain? Not to worry, we’ll answer these questions with an easy wedding budget template that you can work with.

  1. How much do you have?

This is the first thing on the wedding budget checklist. It determines what kind of wedding you’re able to organize. Determine this by bringing yours and your partner’s savings together. Subtract monies for emergencies like job loss and ill health. The rest is what you can afford to spend.

On the other hand, save up only what you can spare after paying important bills like rent, and loans. Put this money into a separate account. Lastly, do not assume that anyone else, including parents, will contribute towards your wedding. However, if they offer, good for you.

  1. What’s the total wedding cost?

You can’t truly know this until you start interviewing vendors. But the average wedding cost range is $20,000 to $50,000. Of course, this revolves heavily around the guest count, venue, catering, attire, and all that.

However, you should create a wedding budget planner and allocate money percentages to tasks. And regardless of your budget, here’s an idea of breaking down your cash without going into debt.

  • 40% of your budget should go to Food, Drinks, and Venue.
  • 13% of your budget should go to attire and accessories.
  • 11% of your budget should go to photography and videography.
  • 8% of your budget should be towards Flowers and Decoration
  • 2% to 13% of your budget should be put towards stationery, transport, and accommodation.
  • 5% of your budget should be for Music, Entertainment
  • 2% of your budget should go to the Ceremony
  • 8% of your budget should be put away as miscellaneous. Never spend this money in advance.


  1. Prepare for the unexpected

Often, we tend to concentrate on the big things while planning a wedding. But, the seemingly small stuff creeps in, and before we know, we’re spending money. This is why it’s important to have even the tiniest detail penned on your wedding expense spreadsheet. You’ll handle these tasks with part of the miscellaneous money. Prepare for the following…

  • Grooming and beauty treatment before the wedding such as facials, hair, and makeup trials.
  • Rehearsal dinner
  • Lighting and extra decor
  • Vendor tipping
  • Gifts for family (parents, relatives), bridesmaids, and groomsmen
  • Wedding favors
  • Wedding invitations postage
  • Extra meals like brunch, tea, and the day after breakfast
  • Plan B, C, and D, such as tents, umbrellas, slip-on, extra cases of drinks, etc.
  • Wedding day attire fittings and alterations
  • The bachelor and bachelorette parties
  • Thank you notes
  • Post-wedding cleanup


  1. Keep track of your spending

Split your wedding budget planner into three expense columns. This will include estimated, modified, and the actual amount of sections. The estimated costs are determined by your market research costs in your locale. When you’ve chosen a vendor from the tons of proposals, put it under modified costs. After making the final payments, the cash spent is put under actual cost.

Begin this task by sorting out the wedding venue as this takes a huge chunk of your budget. It also determines many other things like guest count catering, etc. Also, always make sure to verify if the state and local tax is a part of the vendor proposal. Run the calculations and make the necessary adjustment.

  1. Save up even while spending

The essence of having a wedding cost checklist is to put your vision into perspective. Also, it enables you to maximize your expenses without getting into debt. Another advantage is that you can decide on what to spend on and how to save money on a wedding. The following are ways that you can save money from your wedding budget.

  • DIY wedding favors: If you’re arty or creative, you can save a lot of money by making your favors. Woven baskets, pastries, tote bags, custom wine labels, homemade coffee, tea or spice, and other great options.
  • Involve friends: Involving friends who’re great florists, caterers, bakers, and planners is a great way to save big. Depending on the depth of your relationship, you can hire them at a discounted price. Others may choose ads and exposure in place of payment. So you have to create tiny cards with their details and place on each table. And the best part is that so will offer to do it for free. For these ones, gift them something befitting post-wedding.
  • Booze shopping: Source your drinks from the grocery and not through caterers. Buying through caterers will cost you twice as much. You may also pay extra cash for them to serve it.
  • Wed simple: We say stick to only what matters to you. If you’re not big on tiered cakes, don’t use them because of tradition. If heavily accented invitation suites aren’t your thing, go with a simpler option. If you don’t like huge floral walls, lavish napkins and all, don’t incur the costs. Who needs them anyway? Your day should be about you, and not what’s obtainable traditionally.

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