Home Credit leaves Russia: who will buy it and what will happen to depositors and debtors, May 2022 | NHS

The Central Bank did not comment on the sale of the bank, as this is the economic activity of companies.

Experts say that nothing will change for depositors until the end of the contract.

— Payment details may change for borrowers. It is necessary to raise the contract, see how it spells out the procedure and, most importantly, the method of notifying the client by the bank, and carefully monitor incoming messages. By sending a message about the change of details, the bank fulfills its obligations towards the client, and in case of non-payment, the fault will be on the side of the borrower. The credit history will deteriorate, – Maria Rumyantseva, a representative of the Association for the Development of Financial Literacy, warned. – The same applies to account holders where they receive payments: some payment details will change. That is, if someone has auto-payment set up for details in this bank (for example, the same alimony), then payments will stop going through.

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