Low cost driving school, zero rate loan, accompanied driving … how to get the license without breaking the bank

Learning to drive is expensive: you have to spend an average of 1,804 euros to get your license, according to a study by the UFC-What to choose. Driving schools certainly display call rates of 1,100 euros for twenty hours of lessons, but the reality is quite different: it generally takes around thirty hours to be ready.

In addition, only 55% of candidates get the sesame on the first pass. “Representing the license costs around 500 euros, between fees and additional course hours,” says Amina Walter, director of development for insurance comparator LeLynx.fr. Here are some tips for reducing the grade.

Choose a low cost driving school

Online driving schools such as Ornikar, PermiGo or driving school.net allow you to review your code on the Internet. They put the candidate in touch with a driving teacher, near his home, everywhere in France. These are state graduates, often former instructors equipped with dual-control vehicles. The “20-hour” passes are 699 euros, or 400 euros less than those of a classic driving school. Enough to shake up a sector where, according to the UFC-Que Choisir, many professionals do not display their prices correctly, charge excessive fees for accompanying the code and overestimate the pass rate in the exam in 95% cases.

Take advantage of the state’s zero-interest loan

If your budget is tight, think about the “permit for 1 euro per day”, funded by the State and reserved for 15-25 year olds. It is a zero-rate loan of an amount between 600 and 1,200 euros for initial training. Since July 1, 2016, it can also finance additional training after failing the exam, up to 300 euros. The list of driving schools approved by the State and partner banks is available on the Road Safety website (securite-routiere.gouv.fr).

Opt for accompanied driving

The day after his fifteenth birthday, your child can enroll in a driving school to pass his code and take 20 hours of driving lessons. At the end of this training, he will have the right to drive accompanied by an adult holder of the license for more than five years. An apprenticeship that increases the chances of success in the exam. That’s not all: the young driver insuring his first car benefits from better prices if he has followed accompanied driving, since the “young driver” surcharge is reduced by half. “On a Peugeot 206, young driver insurance for accompanied driving amounts to 1,054 euros per year for a 20-year-old in the Paris region, against 1,130 euros without accompanied driving, ie 76 euros of gain”, specifies Amina Walter, at LeLynx.fr

Amina Walter, development director of the insurance comparator LeLynx.fr

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