A virtual or digital wallet is a financial platform that allows you to save money and execute transactions without the need to open a bank account or have a card. This type of tool can be used from any device, such as a phone, tablet or computer.
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The simplicity that this instrument offers to the time of carrying out a banking operation is what has allowed the increase in its users.
Currently, in Colombia there are more than 10 virtual wallets They basically fulfill the same functions, which are:
- Receive money from a bank account or other digital wallet.
- Transfer money quickly.
- Make recharges to transport cards and cell phones.
- Pay utility bills, among others.
In addition to No one y Daviplata (the most used platforms), there are also others that are regulated by the Financial Superintendence.
To make use of them, you only have to download the application that best suits what you need through the Play Store or App Store. Do not forget to take into account that the ideal is download a wallet that is compatible with the banking products you use regularly.
Digital wallets available in Colombia
Currently, citizens have several options, but here we will indicate the most downloaded and what is required to register in them.
Be over 12 years old, have an identity document and cell phone number. During registration, the ‘app’ will request a photo to complete the verification.
You require an identity document and Rut to carry out the registration and activate your account.
You also need the identity card at hand, cell phone number in your name and an email.
Like the others, you must have your identity document at hand, complete the personal data and assign a username and password to use the ‘app’.
This wallet is activated in a few minutes after entering data such as: ID number, cell phone and entering a personal password.
Just by filling in the personal data that the application asks for and creating a password, you can now use it.
In this wallet you must indicate your date of birth, identification number, email and cell phone number.