QR codes replace payment slips from Saturday
Gradually added to invoices since July 2020, the “Quick Response” codes make transfers easier.
No more payment slips, it will be imperative to use QR code invoices for payments from 1 October. Introduced gradually since July 2020, these codes aim to facilitate the issuance of invoices and simplify their payment.
QR stands for “Quick Response”, a designation reminding that a scan via an application on a smartphone for example makes it possible to quickly call up the information contained in the invoice and proceed with the execution. As long as you manage to scan the QR invoice, you no longer need to manually enter data such as the endless reference number. All necessary information is contained automatically. To prevent errors.
However, for people who do not want or cannot scan, a traditional bank payment via manual entry of the IBAN and the reference number (as well as the amount and the beneficiary) remains possible. Customers can also always bring their QR bill and continue to go to the post office or bank. But no more invoices can be issued without the famous code.
Common strategy
This modernization is part of the Confederation’s digital strategy, in collaboration with economic and financial circles and consumer representatives.
Banks and La Poste are prepared to face an influx of customer requests this weekend and will respond to them, says Patrick Graf, of SIX Interbank Clearing, the organization that manages, on behalf of the Swiss National Bank ( BNS), the interbank payment system.
Each year, some 800 million invoices are issued in Switzerland. Nearly 80% of them today already have a QR code. The deadline of October 1, however, is likely to be enamelled with a few hiccups.
Note that standing payment orders registered with the old model, for example for the payment of rents, will have to be manually adjusted in accordance with the new system.
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