Nobody is aware that now taking out a mortgage is practically a bargain. With the Euribor negative and the war between banks at its height, interest rates at the time of signing they can be perfectly around 1%, when before the financial crisis of 2008 they could easily exceed 5-6%. What not everyone knows is that those who have spent years and even decades with their loan can also benefit from these minimum figures. How? ‘Selling’ to the highest bidder, that is, to the bank of the competition that makes the best offer to transfer your mortgage.
Changing the home loan from one financial institution to another is perfectly possible and legal.