what results for the reform?

APL 2021. According to the Ministry of Housing, nearly 400,000 households have lost their right to the APL due to the reform. On the other hand, 155,000 households are new beneficiaries.

[Mis à jour le 26 juillet 2021 à 09h18] 1.1 billion euros. This is the amount of savings hoped for thanks to the implementation of the APL reform since January 1st 2021. The Ministry of Housing unveiled a first assessment of this reform last week, welcoming the massive support from the State during the health crisis. In detail, 38.2% of beneficiaries saw their allowance drop with the reform (110 euros on average). Those who have seen their allowance increase are slightly more numerous: they represent 25% of recipients. The average amount of the increase rose to 62 euros. The Ministry of Housing estimates that the reform led to the loss of the right to APL for 394,000 households and to bring in 115,000 new beneficiaries.

Since January 1, 2021, the APL has been calculated according to income received over the last 12 rolling months and no longer according to resources dating back to two years ago. This situation leads to a drop in APL for many beneficiaries, or even their disappearance for some, and in particular young workers and students.

After three years of freezing and under-indexing, the APL will finally be revalued according to the evolution of the benchmark rental index (IRL), which amounts to 0.42% according to INSEE, Capital.fr explained. On October 1, APL will therefore be revalued by 0.42%, which represents a small increase of 88 euro cents for an APL of 210 euros on average per month. As a reminder, the last few years have been marked by several decreases: that of 5 euros in 2018, then a de-indexation in 2019 and in 2020.

Commonly called APL, personalized housing assistance is a social benefit paid by the Caisse des Family allowances (CAF). It is intended to reduce the amount of your rent. Not everyone can claim it. To determine your eligibility, CAF studies the situation of your accommodation, your income and your family situation (as a couple, single, with or without children).

You have the possibility to make a simulation of eligibility for the APL on the Caf website, here, or on the site My social rights set up by the government, here. You will need to fill in your family situation (alone or in a couple, with or without dependent children), your personal situation (pregnancy, parental leave, job seeker, student, etc.) and your accommodation (postcode, agreement or no, specify if it is a shared apartment, if it is furnished or not …), as well as your resources. With the My social rights site, you will obtain details of all the aid to which you can claim depending on your situation.

Are you wondering about the impact of the reform on the amount of your personalized housing assistance? Consult our dedicated file:

Yes. Personalized housing assistance can benefit not only rentals, but also shared accommodation and residences in a hostel (student residence for example), provided that the accommodation is your main residence and located in France. As a student, remember that you must meet the income criteria established by the Family Allowances Fund.

If the methods of calculation have changed, the conditions of the APL do not change in 2021. The APL is granted to a person or family for accommodation. Sublets can benefit from APL, if they meet very specific conditions: the sub-tenants must be linked to a tenant over 60 years old, and be themselves either disabled, under the age of 30 or over 60 years old. This decree allows tenants to receive APL at the same time as their sub-tenants, noted Capital.fr. The APL of the latter will be calculated according to the rent paid to the tenant.

The accommodation must meet the criteria of decency. Housing must also be approved, in other words, your lessor (or the managing body) must have signed an agreement with the State opening the right to APL and aid from theAnah. To this are added resource conditions. The CAF establishes ceilings, which change according to the location of the accommodation and the composition of the household (read above).

To determine the amount of your APL, the Family Allowances Fund uses a scale. This takes into account the applicant’s resources – now those of the last 12 months with the reform -, his professional situation, the geographical location of his home and the composition of the household. It then determines a maximum amount of support. Here are the scales that have been applied since the decree September 25, 2020:

Household composition Zone 1 Zone 2 Zone 3
Single person 296,82€ 258,59€ 242,46€
Couple without dependents 357,99€ 316,64€ 293,92€
Couple with a dependent 404,60€ 356,30€ 329,56€
Per additional person 58,70€ 51,86€ 47,23€

As a reminder, zone 1 concerns Île-de-France and zone 2 towns with more than 100,000 inhabitants and other new towns. Zone 3 is made up of the rest of France. In addition to the amount of your rent, your resources are taken into account. “In the event of resources lower than a certain amount, a minimum floor of resources, that is to say a flat rate, can be automatically recorded in certain cases”, we can read on the dedicated site of the Caf. “For example, for students in hostels, € 4,900 when the applicant is a grant holder, or € 6,000 if he is not a grant holder”.

The entire application procedure is carried out online at the Caf website. To put together your file, you will need to scan an identity document, your bank account statement and a rental or residence certificate, signed by the owner or the hostel. Be sure to apply for APL as soon as you enter your new home, as the first payment comes two months later.

The retroactivity of this aid has been abolished. Personalized housing assistance is paid every month (on the 25th of the month for public housing benefit recipients and on the 5th of the following month for others). In general, it is granted directly to the owner or lender who must deduct it from the amount of your rent or the monthly payments of the loan that you have taken out.

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