From this Friday, the 6.6 million beneficiaries of the APL will receive a letter to inform them about the reform. Who are the winners and the losers?
Yes the Covid or technical errors are not involved, the reform of APL should – finally – enter into force on January 1, 2021. Two years late! This file is all the more important as theAPL, whose budget has increased by 500 million euros compared to 2020, finances, on average, half of the housing expenditure of beneficiaries, according to the Ministry of Housing and that 50% of tenant households are beneficiaries of an APL. “Just over 50% of households – perhaps 60% – will see their APL change on January 1, 2021“, precise Emmanuelle Wargon, Minister in charge of Housing.
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From this Friday, November 20, the 6.6 million households who benefit from this housing assistance – 20% of them are single-parent families – will receive a letter to inform them of its content. Only one change, and it is significant, is to be expected: this housing aid, which cost around 17 billion euros in 2019, will now be calculated every three months – the update will be automatic -, on the basis of income from the last twelve months (and no longer from those of two years ago). In other words, for example, the APL for the period from January to March 2021 will be calculated from the income of the beneficiary from December 2019 to November 2020.
An online simulator on January 4, 2021
All beneficiaries whose situation (resources, rent, final composition, etc.) has not changed for two years will not see their APL modified. “The method of calculation, the eligibility criteria and the scales do not change», Affirms Emmanuelle Wargon, Minister in charge of Housing.
A simulator will be available on January 4, 2021 on the Caf.fr and mesdroitssocial.gouv.fr websites. “We are ready, says Vincent Mazauric, Director General of the National Family Allowances Fund. The simulator is mainly used by those who do not have an APL to know if they are entitled to it and for what amount. As for benefit recipients whose aid changes, the evolution of the amount will be displayed on their account each quarter.».
In addition, the aid will be paid on the 25th of the month for beneficiaries in low-cost housing (paid directly to social landlords in third party payment) and on the 5th of the following month for other beneficiaries (directly or in third party payment to private landlords). The first payment will therefore take place on January 25, 2021 for tenants of the HLM park and on February 5 for those of the private park.
Le Figaro introduces you to the winners and losers of the reform, based on examples provided by the Ministry of Housing
Their APL will change
• It decreases because their situation has improved
A student without income who became an employee from August 1, 2020. He earns 1,100 euros per month and pays rent of 450 euros per month. Today, he receives an APL of 309 euros per month. With the reform, its APL will be unchanged in the first quarter of 2021 (309 euros), will drop to 231 euros in the second quarter, 138 euros in the third quarter and 73 euros in the last quarter.
An employee who experienced an increase in income from March 1, 2020. He received € 1,060 until February 29, 2020 and then € 1,230 from March 1, 2020. His rent is 390 euros per month. Before the reform, his APL was 86 euros per month. With the reform, it drops to 41 euros in the first quarter and then to 28 euros for the rest of the year.
• It increases because their situation worsens or is protected
A salaried student who receives 800 euros per month and pays rent of 320 euros per month. Before the reform, it receives an APL of 142 euros. After the reform, the aid will climb to 174 euros per month thanks to the student package.
An employee (with two children) who experienced a drop in salary since April 1, 2020 due to the health crisis. Until March 31, 2020, he was earning 2,000 euros per month. Since April 1, his income has fallen to 1,800 euros per month. Her rent is 660 euros per month. Before the reform, his APL was 112 euros per month. With the reform, it climbs to 151 euros for the 1st quarter then to 165 euros in the second and to 170 euros for the 3rd and 4th quarters.
The reform does not change anything for them
A couple retired for more than two years who earns 1400 euros per month and pays rent of 600 euros per month. They will continue to receive an APL of 65 euros per month.
A student who receives no income and pays rent of 300 euros per month. Here again, his allowance will remain the same: 159 euros per month.