Page 1 to 5: Start Pages | Page 7 to 8: Florence Boulenger and Fanny Raimbault – Introduction | Page 9: The authors | Page 10 to 11: Florence Boulenger and Fanny Raimbault – Dialogues with the psychologist | Page 14 to 17: Julia Cattin – Instinct | Page 18 to 21: Denis Saada – The sagacious | Page 22 to 24: Caroline Semin – Honesty | Page 25 to 28: Céline Lazorthes – The torch | Page 29: Éric Doazan – Dialogue with the psychologist: The identity of the entrepreneur | Page 30: Éric Doazan – Dialogue with the shrink: The legitimacy of the leader | Page 32 to 35: Stéphane Nomis – Golden Thread | Page 36 to 39: Carla Fontaine – In the mirror | Page 40 to 44: Yoann Grumberg – The actor | Page 45 to 48: Fathi Benni – Committed | Page 49 to 52: Sandra Azria – The secret of freedom | Page 53: Éric Doazan – Dialogue with the shrink: Hidden energies | Page 54: Éric Doazan – Dialogue with the shrink: The feeling of imposture | Page 56 to 60: Frédéric Sebag – Made of hardwood | Page 61 to 65: Laurent Combalbert – The veteran of the raid | Page 66 to 70: Raphaël Fétique – The grapes of wrath | Page 71: Éric Doazan – Dialogue with the shrink: The virility of the fighter | Page 74 to 77: Pacôme Révillon – The man for the job | Page 78 to 82: François Pekly – Quiet strength | Page 83 to 87: Damien Roux – The rock! | Page 88 to 91: Nicolas Guirao – The tonic | Page 92 to 95: Clarisse Le Court – Exit the arena | Page 96 to 100: Alix De Sagazan – The pianist | Page 101: Éric Doazan – Dialogue with the psychologist: The construction of the myth | Page 104 to 107: Mercedes Erra – “There is no world following” | Page 108 to 112: Marc De Zordo – The Ardent | Page 113 to 117: Ludovic Cinquin – The dream-maker | Page 118 to 123: Taïg Khris – With a valiant heart, nothing is impossible | Page 124 to 127: Emmanuel Trivin – The Mountaineer | Page 128 to 131: Clarisse Berrebi – The performer | Page 134 to 137: Pierre Poulain – The measured | Page 138 to 141: Simon Le Fur – The organic epic | Page 142 to 146: Catherine Testa – Optimism goes bankrupt | Page 147 to 151: Arbia Smiti – Crossbow | Page 152 to 155: Kelly Merran – Offscreen | Page 156 to 159: Anne-Charlotte Hartmann – The rebound | Page 160 to 162: Éric Doazan – Dialogue with the shrink: On the wire (story) | Page 163: Éric Doazan – Dialogue with the shrink: The savior syndrome | Page 166 to 169: Jean-David Chamboredon – Stories of feathers | Page 170 to 173: Hamid Benamara – The friend | Page 174 to 177: Hugues Hansen – On the road once more | Page 180 to 184: Kevin Soler – Always faster | Page 185 to 188: Laurent Sarrat – Pushing back the limits | Page 189: Éric Doazan – Dialogue with the shrink: Desire, will and anxiety | Page 192 to 197: Guillaume De Roquemaurel – The 7-league boots | Page 198 to 201: Wale Gbadamosi-Oyekanmi – He reshuffles the cards | Page 202 to 205: Geoffrey Kretz – Quit or double | Page 206 to 209: Yuri Narozniak – The Seducer | Page 210 to 214: Hugues Le Bret – Double six | Page 215: Éric Doazan – Dialogue with the shrink: The beauty of the blow | Page 221 to 222: Presentation of collective instinct | Page 217 to 220: Ending pages.
Daily Archives
March 2, 2023
iPhone: so you can download and install beta 2 of iOS 16.4 | DEPOR-PLAY
written by Alexandra Hartman Editor-in-Chief
There are many practical and necessary functions available in the iPhone And these are constantly increasing with each update, as is the case with the recent arrival of the second beta of iOS 16.4, which has already shown the public most of the improvements that it will add to Apple smartphones.
If you already know what’s new, surely you can’t wait to install this latest version on your mobile device to start enjoying the new applications and improved functions, compared to the previous betas.
Therefore, you must first make sure that your iPhone is on the list of models compatible with this update, otherwise you will not be able to install the second beta of iOS 16.4 on your mobile. Under this premise, in DEPOSIT We share a guide with all the details.
MIRA: iPhone: so you can disable background downloads
How to install iOS 16.4 beta 2 on iPhone
If you want to take advantage of the latest iPhone news, you must first make sure you have a developer profile, either from the Apple website or from specialized pages, otherwise, you will not be able to install any beta on your mobile device.
- On your iPhone, go to the “Settings” app.
- Once done, tap on the downloaded profile.
- Now, install the profile and accept the conditions.
- After this, restart your smartphone.
- Wait for it to turn on.
- Then, enter the “Settings” once more.
- Click on the “General” option.
- Among the options, choose “Software update”.
- Search for iOS 16.4 beta 2 and click “Download and install”.
- Finally, wait a few minutes and you’re done.
How to change notifications to iOS 15 without uninstalling iOS 16
If you don’t like the new notification styles that iOS 16 introduced, here’s an easy way to get these alerts back to the way they were in iOS 15.
- The first step is to go to the Settings of your iPhone.
- Next, enter the Notifications section.
- Once this is done, you will have three options to choose from.
- Count: only share the number of notifications and they will appear at the bottom of the iPhone.
- Group: This option comes with iOS 16 and shows you grouped notifications, giving you more organization.
- List: This alternative is classic from iOS 15, which shares alerts individually, so you can see them all.
- To return to the original notifications, tap on the List option.
- Hit Ok and that’s it, you will be able to see your alerts as you did before.
5 iPhone features you may not have known regarding
We have mentioned some tricks on the iPhone that you can use in a practical way that will help you with some basic functions. Pay attention.
- Drag and drop: Touch and hold an item until it starts to move, then with another finger, touch the other components you want to move and direct them to a new location.
- Using the volume button to take photos: While in the Camera app, you can use the iPhone’s volume buttons as a shutter option to take photos.
- Add a text shortcut: You can add a frequently used phrase or word as a custom text shortcut in Settings > General > Keyboard > Shortcuts.
- Do not bother: This mode silences calls, messages, and notifications so you can focus on what you’re doing. You can turn this feature on and off in Settings > Do Not Disturb.
- Close multiple apps at once: swipe up from the bottom of the screen to open the app switcher. Now, use multiple fingers towards the top and up so that you can close a few apps at the same time.
In a turbulent financial context, the Caisse de depot et placement substantially increased its debt last year, a situation that may present certain risks, according to an expert.
At the end of December, the institution’s liabilities, or what it owes to creditors, reached $71.9 billion, or 37% more than a year earlier, the most recent financial statements show.
These liabilities represented 15% of the Caisse’s total assets, compared to 11% at the end of 2021. We have to go back to 2014 to find a higher percentage (17%).
However, the Caisse’s relative indebtedness is lower than that of other major Canadian investors, including the Canada Pension Plan Investment Board (21% of total assets) and OMERS (17%).
Buy-back agreement
Photo taken from the Desjardins website
Denis Latulippe
Professor at Laval University
The increase is mainly explained by the increased use of a type of short-term borrowing called “repurchase agreement”, better known by its English nickname, “repo”.
Through this process, the Caisse de dépôt sells securities such as government bonds to another investor, then buys them back at a slightly higher price a few days or weeks later.
Pension funds are increasingly using this form of “financial engineering,” points out Denis Latulippe, professor at Laval University and former chief actuary of the Quebec Pension Plan (QPP).
Interest rate
The objective is not to speculate, but to ensure that the assets of the Caisse de depot react more to interest rate fluctuations, explains the specialist. This is important because the liabilities of pension plans, whether it be the QPP or that of government employees, are very sensitive to interest rates.
In general, the Caisse does not significantly increase its risk taking by using this form of financial leverage, maintains Mr. Latulippe.
“But if it’s done wrong, there can be situations where […] it can be a problem, ”he warns nevertheless.
Crisis in the UK
Last fall, this is what happened in the United Kingdom, notes the actuary. A sudden rise in interest rates linked to a poorly crafted government budget project plunged several pension funds into liquidity crises, forcing the Bank of England to intervene.
The Caisse refused to make one of its officers available to give more details to the Journal on the strategy behind increasing its liabilities.
A spokeswoman, Kate Monfette, confined herself to saying that the situation stemmed from an increased need for liquidity linked to the increase in its investments in infrastructure as well as in credit to businesses and governments.
Note that the “absolute risk” of the Caisse’s portfolio reached 16.8% in 2022, which is slightly higher than that of its benchmark index (16.1%). In 2021, it was 14.9%.
Caisse debt
- Total liabilities: $71.9 billion (+ 37 %)
- Bonds: $32.8 billion (+ 30 %)
- Buy-back agreements: $29.6 billion (+ 97 %)
- Other liabilities: $9.6 billion (- 22 %)
- Total assets: $473.8 billion (+ 0,3 %)
- Net assets : $401.9 billion (- 4,3 %)
Note: data as of December 31, 2022
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