Urgent: New Healthcare Partnership Offers Relief for NJ Koreans Facing Medical Coverage Challenges
New Jersey – In a move hailed as a lifeline for many, the Crossway Medical Association (CHS) and the New Jersey Korean Association have announced a strategic partnership designed to provide affordable medical benefits to Korean Americans in New Jersey. This collaboration comes as concerns mount over potential loss of healthcare coverage stemming from recent federal tax reduction laws. This is a breaking news development with significant implications for the Korean-American community.
Addressing a Growing Need: Healthcare Access in a Changing Landscape
The agreement, formalized at the Korea Ilbo headquarters, aims to combat the risk of individuals falling into “medical blind spots” due to changes impacting healthcare affordability. CHS CEO, Korea, emphasized the potential impact of the Trump administration’s tax cuts, stating they could jeopardize medical insurance for many. Chairman Lee Dae-woo of the New Jersey Korean Association echoed this sentiment, stressing the importance of ensuring all Koreans have access to essential medical care. This isn’t just about insurance; it’s about peace of mind and the ability to seek treatment without financial ruin.
How Crossway Health Share Works: A Unique Approach to Healthcare
CHS operates as a healthcare sharing ministry, exempt from the Affordable Care Act (ACA) and state-level ObamaCare mandates in states like New Jersey, California, and Massachusetts. This allows them to offer a different model of healthcare access. Instead of traditional insurance premiums, members contribute monthly amounts to a community fund that helps cover the medical expenses of other members. This is rooted in the principle of “dividing your burden with each other,” as CHS representatives explained.
Membership Options & Cost Savings: Finding the Right Fit
CHS offers four distinct membership programs, catering to varying needs and budgets:
- Basic: $40/month
- Basic Plus: $80/month
- Adventure: $135/month (includes doctor visits, emergency treatment, surgery, and hospitalization)
- Complete: $180/month (includes all Adventure benefits plus pregnancy, childbirth, preventative care, and health check-ups – with an annual personal charge of $500)
Beyond these core programs, members can access additional discounts, including $9.95/month for telehealth services, vision care, and prescription savings. A particularly attractive feature is the global coverage – CHS members are protected even while traveling or residing outside the United States, including in Korea.
Beyond the Headlines: Understanding Healthcare Sharing Ministries
Healthcare sharing ministries, like CHS, have gained traction in recent years as an alternative to traditional health insurance. They are based on shared faith and values, and operate on the principle of community support. However, it’s crucial to understand the differences. Unlike insurance, healthcare sharing ministries are not legally obligated to pay for medical expenses. Members rely on the shared faith and commitment of the community. SEO best practices dictate transparency, so potential members should carefully review the CHS membership guidelines and understand the terms of service before joining. For more information on healthcare sharing ministries, resources are available from organizations like the HealthCare.gov website and independent consumer advocacy groups.
Get Involved & Learn More
The New Jersey Korean Association and Crossway Medical Association are actively encouraging eligible individuals to explore CHS membership. This partnership represents a proactive step towards ensuring healthcare accessibility for a vulnerable population. For inquiries and enrollment information, contact CHS at 917-306-7201 or visit their website at www.crosswayhealthshare.org. Stay tuned to archyde.com for further updates on this developing story and other Google News-worthy events impacting our communities.
