Home » Economy » Liability insurance for architects and engineers: The Vema brokers are based on these providers

Liability insurance for architects and engineers: The Vema brokers are based on these providers

<h1>VHV Leads in New Business, But Quality Lags in Architect & Engineer Insurance – Breaking News</h1>

<p><strong>July 28, 2025</strong> – In a surprising twist within the German professional liability insurance market, VHV Allgemeine Versicherung AG continues to dominate new business acquisition for architects and engineers, securing nearly a third of the market share. However, a recent quality survey conducted by Vema, a leading insurance broker cooperative, reveals a significant gap between market presence and customer satisfaction, with VHV ranking only seventh in overall quality. This is a developing story with potential implications for insurance brokers and policyholders alike, and a key signal for those focused on <a href="https://www.searchenginejournal.com/google-news-seo/473991/">Google News SEO</a> strategies.</p>

<h2>VHV's Market Dominance: A Closer Look</h2>

<p>The Vema survey, encompassing feedback from over 4,800 partner companies, consistently shows VHV as the go-to provider for architects and engineers seeking business liability insurance (BHV). This trend has persisted across multiple surveys (2019, 2021, 2024, and now 2025), demonstrating a strong brand recognition and established network.  HDI Versicherung AG and Markel Insurance SE are battling for second place, with Markel closing the gap on HDI.</p>

<h2>Quality Rankings: Markel Takes the Crown</h2>

<p>While VHV excels in attracting new clients, the quality assessment paints a different picture. Markel Insurance emerged as the clear leader in the quality ranking (with a mean score of 1.61), praised for its exceptional product quality and efficient damage processing. Hiscox and VKB rounded out the top three, showcasing a strong commitment to service. VHV, despite boasting the third-best product quality, stumbled in areas like application processing and accessibility, resulting in a seventh-place finish (mean score: 1.92). This represents a notable decline from its leading position in the previous survey (February 13, 2024).</p>

<h2>What's Driving the Disconnect?</h2>

<p>The discrepancy between market share and quality perception highlights a crucial point for insurance providers: simply being *known* isn't enough.  The Vema survey assessed key service aspects – product quality, application processing, damage processing, and accessibility – all weighted equally.  VHV’s lower scores in application processing and accessibility suggest potential bottlenecks in their service delivery.  This is a critical area for improvement, especially as architects and engineers often require specialized coverage and prompt support during complex projects.  </p>

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<h2>Beyond Architects & Engineers: Vema's Broader Quality Assessments</h2>

<p>Vema’s commitment to transparency extends beyond the architecture and engineering sectors. The cooperative has recently conducted similar quality surveys across a wide range of insurance branches, including industry and commercial multi-risk, trade compartments, distribution benefits, risk legs, dread-disease, and even more personal lines like private liability and health insurance. This comprehensive approach provides valuable insights for brokers and policyholders across the board.</p>

<h2>Implications for Brokers and Policyholders</h2>

<p>For insurance brokers, these findings underscore the importance of looking beyond market share when recommending providers.  Prioritizing quality and service can lead to greater client satisfaction and long-term retention.  Policyholders, particularly architects and engineers, should carefully evaluate their options, considering not only price but also the provider’s track record in areas like claims handling and accessibility.  Choosing the right insurance partner is a strategic decision that can significantly impact a firm’s risk management and overall success.  </p>

<p>As the insurance industry continues to adapt to changing client needs and technological advancements, a focus on quality and customer experience will be essential for sustained growth and success.  Stay tuned to archyde.com for ongoing coverage of the latest developments in the insurance market and expert insights to help you navigate this complex landscape.</p>

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