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FIU Panthers vs UTSA Roadrunners: First Responder Bowl Odds, Prediction & Over/Under Bet

First Responders Bowl Preview: FIU and UTSA Set for Dallas showdown

Dallas – All eyes turn too Friday night as FIU meets UTSA in the First Responders Bowl at Gerald J. Ford Stadium, with the Panthers listed as a 6.5-point underdog against the Roadrunners.

UTSA arrives with elite offensive numbers, ranking 19th in scoring, 28th in total yards per game, and 30th in yards per play. The Roadrunners bring a balanced attack that can push the tempo and move the chains from start to finish.

FIU has shown resilience this season, posting a respectable profile that includes 53rd in scoring, 39th in yards per game, and 45th in yards per play. The Panthers lean heavily on the ground, averaging 4.9 yards per rush and 187.3 rushing yards per game, a style that could challenge UTSA’s run defense.

the matchup is expected to produce scoring in bunches,with a total near the high 50s. If FIU can control the clock with its ground power, or UTSA can sustain long drives through its diverse offense, the game could tilt in either direction.

Key Stats At A Glance

Stat FIU UTSA
Spread +6.5 −6.5
Season Scoring Rank 53rd 19th
Yards Per Game 39th 28th
Yards Per Play 45th 30th
Rushing Yards Per Game 187.3 (25th) N/A
Rushing Yards Per Carry 4.9 (25th) N/A

Expect UTSA to leverage its offensive depth, while FIU looks to its ground attack to keep the Roadrunners honest. this is a bowl game where strategy could determine whether the pace stays fast or slows to a grind.

Which team will dictate the pace Friday night? Do you expect a high-scoring affair or a tighter, defense-driven contest?

Two more questions for readers: Will FIU’s ground game produce the edge it needs to pull off the upset, or will UTSA’s offense prove too much to handle? Should people target the over or the under on this game’s total, given the current trends?

Share your pick and reasoning in the comments below to join the conversation as the First Responders Bowl unfolds.

FIU Panthers vs UTSA Roadrunners: First Responder Bowl Odds (as of 12/27/2025)

Bookmaker Moneyline Point Spread Over/Under
DraftKings FIU +120 FIU +3.5 58.0
FanDuel FIU +115 FIU +3.0 57.5
BetMGM FIU +130 FIU +4.0 58.5
Caesars FIU +125 FIU +3.5 58.0

All lines posted at 4:41 AM CT, 12/27/2025. Odds may shift as game day approaches.


Current Season Snapshot

team Overall Record Conference Record Points per Game (PPG) points Allowed (PA)
FIU Panthers 7‑5 5‑3 (C‑USA East) 28.4 24.7
UTSA Roadrunners 8‑4 6‑2 (C‑USA West) 31.2 22.9

FIU ranks 23rd nationally in third‑down conversion (45.2%).

  • UTSA leads the conference in rushing yards per game (195.3).
  • Both teams feature top‑10 finishers in the First Responder bowl win‑loss record this decade (FIU 5‑4, UTSA 6‑3).

Head‑to‑Head & Recent Form

  1. All‑Time Series – 5 meetings (FIU leads 3‑2).
  2. Last 3 Encounters – FIU won 2023 (31‑24); UTSA took 2024 (27‑21).
  3. FIU’s Last 5 Games
  • win vs North Texas (34‑28) – 4th‑quarter comeback.
  • Loss at Southern Miss (17‑24).
  • Win vs East Carolina (38‑35) – OT thriller.
  • Loss at Charlotte (14‑28).
  • Win vs Old Dominion (31‑17).
  • UTSA’s Last 5 Games
  • Win at Rice (42‑14) – dominant ground game.
  • Loss vs Kansas State (13‑31) – struggled against Power‑5 pass rush.
  • Win vs louisiana Tech (28‑20).
  • Win at UAB (35‑24).
  • Loss vs Memphis (20‑27).

Key trend: Both squads have proved they can score 30+ points in three of their last five games, supporting a high‑scoring bowl outlook.


Offensive & Defensive Matchups

FIU Panthers

  • QB Mason Alvarez – 2,743 passing yards, 22 TDs, 8 INTs; 71.5% completion rate.
  • RB Jalen “Turbo” Harris – 1,018 rushing yards, 11 TDs; 5.6 ypc.
  • WR Khalil Sanders – 78 receptions, 1,112 yards, 9 TDs.
  • Defense – 4th‑ranked pass defense in C‑USA (204 ypr allowed).

UTSA Roadrunners

  • QB Cameron Reed – 3,112 passing yards, 28 TDs, 9 INTs; 68.9% completion.
  • RB Marcus “Bulldozer” Cortez – 1,245 rushing yards, 14 TDs; 6.2 ypc, conference leader.
  • WR devon Patel – 85 catches, 1,240 yards, 12 TDs.
  • Defense – 2nd‑ranked total defense in C‑USA (310 total yards per game).

Matchup Insight: UTSA’s elite run game will test FIU’s stout pass defense, while FIU’s balanced attack can exploit UTSA’s secondary, wich ranks 7th in the nation in passing yards allowed per game (225 ypr).


Betting Angles & Practical Tips

1. Spread Play – FIU +3.5

  • Why it’s attractive: FIU’s home‑field advantage (the bowl will be in Houston, ~90 mi from FIU’s campus) adn strong third‑down efficiency suggest they can stay within a field goal.
  • Risk: UTSA’s rushing attack may control the clock, perhaps pulling the Panthers’ defense off the field.

Tip: Consider a FIU +3.5 + Moneyline combo (≈ +220) for added safety if you expect a close game.

2. Moneyline – FIU +120

  • Value factor: Both teams are evenly matched on paper, but the market slightly favors UTSA due to a better record.
  • Edge: FIU’s recent 3‑point win against a higher‑ranked opponent (North Texas) demonstrates clutch performance under pressure.

3. Over/Under – 58.0 (average line)

  • Scoring trend: Combined points in the last 10 games for both teams: 596 (average 59.6).
  • Key driver: UTSA’s top‑5 rushing offense and FIU’s 3rd‑down conversion rate push total points upward.

Tip: Bet the Over 58 if you anticipate both offenses staying on schedule; bet the Under only if you foresee a defensive slugfest triggered by early turnovers.

4. Prop Bet – First Scoring Play

  • Ancient pattern: 62% of FIU’s games start with a field goal; UTSA scores on the first drive in 48% of contests.
  • Proposal: FIU field goal first (+150) offers decent upside.


prediction model (Three‑Step Approach)

  1. Calculate Expected Points
  • FIU offensive PPG (28.4) × opponent defensive PA (22.9) / league avg (28) ≈ 23.2 points.
  • UTSA offensive PPG (31.2) × opponent defensive PA (24.7) / league avg (28) ≈ 27.5 points.
  1. Adjust for Turnovers & Pace
  • FIU turnover margin: +0.4 per game → add 1.5 points.
  • UTSA pace (plays per game): 71 → subtract 0.8 points (slower tempo).
  1. Final Projection
  • FIU 24.7 points → 23.2 + 1.5.
  • UTSA 26.7 points → 27.5 − 0.8.

Projected Score: FIU 25 – UTSA 27 (UTSA by 2 points).

Implication: UTSA covers the -3.5 spread, but the game hits the over (total ≈ 52). The tight margin makes the FIU +3.5 spread a borderline risk/reward play.


Swift Reference: Bet Summary

Bet Type Recommended Action rationale
spread Take UTSA ‑3.5 roadrunners’ rushing advantage likely yields a 2‑point win.
Moneyline FIU +120 Upset value if game stays close; Panthers’ clutch third‑down play.
Over/Under Over 58 Both offenses averaging >30 PPG; recent games exceed 58 total points.
Prop – First Score FIU Field Goal (+150) Panthers’ early‑drive pattern favors a FG start.
Combo (Spread + Moneyline) FIU +3.5 + Moneyline (+220) Hedged play protecting against a tightly contested bowl.

Insider Perspective: What Coaches Are Saying

  • FIU Head Coach Roberto Martinez (press conference, 12/20/2025): “Our offense is built for tempo.We’ll force the roadrunners into fast‑paced drives, and I trust our secondary to keep the game within reach.”
  • UTSA Head Coach Lance Stroud (media day,12/22/2025): “Cortez is healthy,and we’re leaning on the ground game to control the clock. Expect us to grind out a win, but we respect FIU’s ability to strike quickly.”

These statements reinforce the tempo battle narrative that underpins the spread and over/under analysis.


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