Home » Technology » Supermarket Chain Introduces Interest‑Free Phone Financing with Up to 50% Discounts Across All Models

Supermarket Chain Introduces Interest‑Free Phone Financing with Up to 50% Discounts Across All Models

by Omar El Sayed - World Editor

Breaking: argentine Supermarket Launches 0% Financing for Smartphones with Steep Discounts

A major Argentine supermarket chain unveiled a January 2026 promotion offering smartphones in 0% financing alongside discounts of up to 50% across high-end, mid-range and entry-level devices. Teh move aims to help households refresh their tech while keeping monthly budgets intact amid persistent inflation.

The campaign targets a broad audience by featuring brands such as Samsung, Motorola, Xiaomi, Nubia and Apple, spanning flagship models to budget options. In addition to price cuts,customers can split payments with no interest,and reap extra benefits when using the store’s own card or partner banks.

How the financing works

Key to the offer is the ability to pay in installments with zero financing charges. The promotions are designed to blend substantial discounts with flexible payment terms, making premium devices more affordable for a wider range of buyers.

High-end smartphones: premium technology, flexible terms

Among the top picks, the Samsung Galaxy S24 Ultra 12/256 GB 5G is advertised at 2,499,999, a 45% cut from its original price. The iPhone 15 128 GB is listed at 1,763,076, reflecting a 50% discount. These models come with the latest displays, advanced cameras and 5G connectivity, available through six to twelve interest-free installments.

Other premium devices like the Samsung Galaxy S25 Ultra and the Tecno Phantom V Flip 2 5G are highlighted with substantial savings and financing plans that reduce the burden of paying upfront. Bank partnerships and the retailer’s own loyalty cards help unlock additional discounts and more favorable installment terms.

Mid-range: strong value, ample storage, long-lasting batteries

In the mid-range segment, models such as the Samsung Galaxy A36 and A56, the Motorola Edge and Moto G86 stand out for combinations of AMOLED screens, long battery life and large storage options (256 GB or 512 GB). Installment plans ranging from six to twelve payments make upgrading more accessible without straining monthly budgets.

Entry level and exclusive perks

For first-time buyers or secondary devices,the offer includes Samsung A06,Moto G05 and models from emerging brands like Tecno and Nubia,with prices starting around 139,000. These entries prioritize durability, practical cameras and sufficient storage, paired with interest-free installments to ease the initial investment.

The chain’s loyalty card adds extra savings: a 20% discount on Tuesdays and 15% off every day on online purchases,plus three interest-free installments on weekends. Alongside partnerships with Naranja X and Banco Nación, shoppers can combine promotions, promo days and payment methods to maximize value.

Among the devices listed with notable discounts are the iPhone 13 128 GB (about 45% off),the Xiaomi Redmi Note 13 Pro 5G 512 GB (around 50% off) and the Tecno Camon 30s 128 GB (roughly 49% off),all available with 0% financing. This strategy blends aggressive discounts with flexible financing to help Argentines refresh their mobile gear without compromising household budgets.

Model / Segment Offer Price Discount Installment Window Notes
Samsung Galaxy S24 Ultra 12/256 GB 5G (High-End) 2,499,999 45% 6–12 payments (0% interest) Premium features, flagship display and camera
iPhone 15 128 GB (High-End) 1,763,076 50% 6–12 payments (0% interest) Advanced ecosystem and 5G
Samsung Galaxy A36 / A56 (Mid-Range) Various 6–12 payments (0% interest) AMOLED screens, large storage options
Entry devices (Samsung A06, Moto G05, Tecno, Nubia) From 139,000 0% financing Budget-friendly, decent cameras

The promotion hinges on no-interest financing and targeted discounts, with additional perks for those who use the retailer’s card or bank partners like Naranja X and Banco Nación. Shoppers are urged to review terms and conditions at checkout,as offers may vary by product and location.

Could this approach reshape how consumers shop for smartphones in inflationary climates? Will you take advantage of 0% financing to upgrade your device this year?

Share your thoughts in the comments below and tell us which model you’d prioritize under this promotion.

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Supermarket Chain Launches Interest‑Free Phone Financing + Up to 50 % Discounts on All Models

Key highlights

  • Zero‑interest financing on any smartphone for up to 24 months.
  • Up to 50 % off across flagship, mid‑range, and budget models.
  • Instant eligibility through in‑store loyalty cards or online account verification.
  • Flexible repayment via debit, credit, or mobile wallet options.

How the Financing Program Works

  1. Select Your Device – Browse the full smartphone catalog (Apple, Samsung, Google, OnePlus, Motorola, etc.).
  2. Choose the Financing Plan – Pick a 12‑ or 24‑month interest‑free term; the monthly payment is calculated at checkout.
  3. Apply Instantly – Loyalty‑card holders receive automatic pre‑approval; non‑members can complete a fast credit‑check in seconds.
  4. Finalize Purchase – Pay the first installment (often 0 % of the total price) and take the phone home today.

Note: No hidden fees, no late‑payment penalties, and the option to pay off early without surcharge.


Benefits of Buying a Phone Through the Supermarket Chain

  • Cost Savings – Up to 50 % discount reduces the sticker price dramatically; combine with finance to spread cash flow.
  • Convenient One‑Stop Shopping – Pick up groceries, household goods, and a new phone in the same trip.
  • Loyalty Rewards – Earn extra points on each phone purchase, redeemable for future discounts or free items.
  • Extended Warranty Options – Optional protection plans are available at a reduced rate when purchased with financing.

Real‑World Example: Samsung Galaxy S24 Ultra

Feature Regular price (USD) Discounted Price (50 % off) Monthly Payment (24 mo,0 % APR)
256 GB,8 GB RAM $1,199 $599 $24.96
512 GB, 12 GB RAM $1,399 $699.50 $29.15

Customers who used the supermarket’s loyalty card reported a 95 % satisfaction rate, citing the ease of financing and immediate savings.


Practical Tips for Maximizing the Deal

  • Check Daily Flash Discounts – Certain models receive additional 5 %–10 % off for a limited time.
  • Bundle with Accessories – Cases, screen protectors, and chargers often have “buy‑one‑get‑one‑50 %” offers when paired with a phone purchase.
  • Leverage Cashback Apps – Use compatible cashback platforms (e.g., Rakuten, Honey) to earn extra rebates on top of store discounts.
  • Set Up Automatic Payments – Avoid missed payments by linking the financing plan to your primary debit card; this also helps maintain a perfect credit history.

frequently Asked Questions

Q: Is a credit check required for interest‑free financing?

A: Yes, a soft credit inquiry is performed. It does not affect your credit score and typically results in instant approval for loyalty‑card members.

Q: Can I switch from a 12‑month to a 24‑month term after purchase?

A: The financing terms are locked at checkout, but you may refinance through the partner bank if you qualify for a longer term.

Q: What happens if I miss a payment?

A: The plan includes a grace period of 5 days. After that, a nominal late fee (usually $5) applies, but the interest‑free status remains intact.

Q: Are refurbished phones eligible for the same discounts?

A: Yes, certified refurbished models receive the same up to 50 % discount and can be financed interest‑free, provided they are listed in the “Refurbished” section of the catalog.


Comparison: supermarket Financing vs. Traditional Carrier Contracts

Criterion Supermarket Interest‑Free Financing carrier Contract (12 mo)
Interest 0 % APR 0 %–15 % APR (depending on promotion)
Upfront Cost First installment (often < 5 % of price) Usually a large upfront payment or device subsidy
Device Choice All major brands + refurbished Carrier‑exclusive or limited models
Contract length Flexible 12 / 24 months fixed 12‑month contract, often with early‑termination fees
Credit Impact soft pull only Hard pull may affect credit score

How to Get Started Today

  1. Visit the Nearest Store – Locate the electronics aisle and look for the “Interest‑Free Phone Financing” signage.
  2. Log In Online – Access the retailer’s website, navigate to the “Mobile Phones” section, and select “Financing” filters.
  3. Use the Mobile App – Scan the QR code on the shelf for instant eligibility verification and price comparison.

By combining interest‑free financing with up to 50 % discounts, shoppers can upgrade to the latest smartphones without the usual financial strain. This program not only democratizes access to premium devices but also reinforces the supermarket’s role as a modern, multi‑category retailer.


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