Urgent: Montreal Octogenarian Risks Losing House Over Conspiracy Theory Mortgage Dispute
A Montreal octogenarian is at risk of losing her house due to her refusal to repay her bank, a situation tied to her belief in conspiracy theories. Judge Luc Morin has issued a stern warning to lawyers who defend such irrational theories in court, emphasizing the importance of legal integrity and public trust.
Background and Key Facts
The lady, an 80-year-old woman, owns a building in the Parc-Extension district valued at $724,000. She had been paying her mortgage without issue for years until 2013, when she suddenly stopped. Instead of making payments, she sent the Toronto Dominion Bank an opinion referencing a manifesto by The One People’s Trust, a group of “sovereign citizens” who believe they are exempt from laws and taxes.
The bank obtained a court order to resume mortgage payments, which the lady followed for a decade. However, in 2023, she stopped again, claiming that her loan was reimbursed and that a former CEO of TD Bank had promised her $300 million.
Judge’s Perspective
Judge Luc Morin expressed sympathy for the woman but noted her testimony was filled with contradictions. He emphasized that there was no evidence to support her claims and ordered her to resume mortgage payments by August or face the sale of her house. She will also have to pay the bank’s legal costs of $19,000.
The judge cautioned lawyers against promoting such conspiracy theories, warning that doing so risks “acquiring charlatanism” and undermining the integrity of the justice system.
Historical Context and Expert Insight
This is not the first time conspiracy theories have led to such dire consequences in Quebec. In a similar case last fall, a couple from Bas-Saint-Laurent stopped paying their municipal taxes, believing they were exempt due to their status as “sovereign citizens.”
Michael Kropveld, director of Info-Sect, a support group for families dealing with such situations, advises relatives to seek help. “These are very sad situations,” he says. “It often leads to a breakdown in communication, which we do not recommend.”
Practical Tips for Affected Families
If you or someone you know is involved in a similar situation, it’s crucial to seek professional advice. Info-Sect offers support and guidance for families navigating these complex and emotionally challenging issues.
Remember, understanding and addressing these conspiracy beliefs require patience, empathy, and expert intervention. Reaching out to support groups and legal professionals can make a significant difference.
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