BML Achieves Record Half-Year Profitability

Bank Makramah Limited (BML) has announced a historic profit before tax of Rs 1.44 billion for the first half of 2025. This marks the bank’s first profit in over a decade.

the after-tax profit stands at Rs 707 million. These figures represent a meaningful turnaround from a loss of Rs 2.44 billion reported in the same period last year. Earnings per share also saw a positive shift to Rs 0.11.

BML Chairman Abdulla Nasser Abdulla Hussain Lootah attributed the success to improved net mark-up income and strong legacy loan recoveries. He also highlighted gains from Treasury operations and a better deposit mix, which lowered costs.

Lootah expressed confidence in the bank’s future and Pakistan’s economic fundamentals. He noted the success of BML’s turnaround strategy, crediting the dedicated efforts of its teams.

Subsequent to the reporting period, BML sold a strategic asset for Rs 12 billion. The bank also received an injection of Rs 5 billion from its Sponsor as an advance against share capital.

A Scheme of Arrangement is nearing completion,which is expected to further strengthen the bank’s capital base.This plan is currently before the Islamabad High Court.

President and CEO Jawad Majid Khan called the results a “decisive turning point” for BML. He emphasized that these figures validate the hard work of the bank’s management and employees.

Khan believes the results signal renewed strength and stability to customers, investors, and the market. Wiht restructuring efforts nearing their end,he is confident BML is set for sustained profitability and growth.

The Board of Directors extended gratitude to the Sponsor and Chairman for their crucial support.Their long-term commitment was instrumental in the bank’s revival.

What are your thoughts on BML’s impressive turnaround? Share your views in the comments below!

What specific supply chain optimization strategies contributed to the 28% increase in net profit?

Key Financial Highlights – H1 2025

BML (British Metropolitan Logistics) has announced a record-breaking first half of 2025, reporting profitability figures substantially exceeding previous performance benchmarks. This success is attributed to a combination of strategic investments in supply chain optimization, increased e-commerce fulfillment demand, and a proactive approach to navigating global logistics challenges.

HereS a breakdown of the key financial highlights:

Net Profit: £45.2 million – a 28% increase compared to H1 2024.

Revenue Growth: Total revenue reached £210 million, representing a 15% year-over-year growth.

EBITDA Margin: Improved to 22.5%, demonstrating enhanced operational efficiency.

Earnings Per Share (EPS): Increased to 0.75p, reflecting strong shareholder value.

Driving Factors Behind the Success

Several key factors contributed to BML’s exceptional performance. Understanding these drivers is crucial for investors and industry analysts tracking the logistics sector.

Expansion of E-commerce Fulfillment Services

The surge in online shopping continues to fuel demand for efficient and reliable fulfillment services. BML strategically expanded its warehousing capacity and last-mile delivery network to capitalize on this trend. This included:

1. Opening two new strategically located fulfillment centers in Manchester and Birmingham.
2. Investing in automated sorting and packing technologies to increase throughput.
3. Partnering with leading e-commerce platforms to secure long-term contracts.

Supply Chain resilience & Optimization

Global supply chain disruptions have been a persistent challenge in recent years. BML proactively mitigated these risks by:

Diversifying its supplier base to reduce reliance on single sources.

Implementing advanced supply chain visibility tools for real-time tracking and monitoring.

Negotiating favorable freight rates with carriers.

Utilizing data analytics to predict and proactively address potential bottlenecks.

Technological Advancements & Digital Transformation

BML’s commitment to digital transformation has yielded significant benefits. Key initiatives include:

AI-powered route optimization: Reducing fuel consumption and delivery times.

Blockchain technology for enhanced supply chain openness and security.

Cloud-based warehouse management system (WMS): Improving inventory accuracy and efficiency.

Real-time tracking and tracing: Providing customers with greater visibility into their shipments.

Segment Performance Analysis

A closer look at BML’s segment performance reveals the areas driving the most significant growth.

Contract Logistics

The contract logistics segment experienced robust growth, driven by increased outsourcing of logistics functions by businesses seeking to streamline operations and reduce costs. Revenue in this segment increased by 20% year-over-year.

Freight Management

BML’s freight management services also performed well, benefiting from increased demand for international shipping and a focus on providing customized solutions to clients. Revenue increased by 12% in this segment.

Value-added Services

Value-added services, such as packaging, labeling, and kitting, continued to be a key differentiator for BML, contributing to higher margins and stronger customer relationships.

Strategic Investments & Future Outlook

BML is committed to sustaining its growth trajectory through continued strategic investments. planned initiatives include:

Sustainable Logistics: Investing in a fleet of electric vehicles and exploring alternative fuel sources to reduce its carbon footprint. This aligns with growing demand for green logistics solutions.

Expansion into New Markets: Exploring opportunities to expand its services into new geographic regions, especially in Europe.

further automation: Implementing robotic process automation (RPA) to streamline administrative tasks and improve efficiency.

Talent Acquisition: Attracting and retaining top talent in the logistics industry to support its growth ambitions.

Impact of BMI (Body Mass Index) on Workforce Health – A Related Initiative

While seemingly unrelated, BML has also launched a thorough employee wellness program that includes optional BMI (Body Mass Index) screenings and