2023-12-12 05:36:11

COLORADO SPRINGS — The Colorado College hockey team had an incredible weekend that landed them in the national rankings.

The CC Tigers swept the former number one team in the country, the North Dakota Fighting Hawks at the Ralph Engelstad Arena in Grand Forks, ND.

The sweep earned the Tigers a number 20 ranking in the USA Hockey Division I poll this week, marking the first time CC hockey has been ranked since 2012. Following the two losses, North Dakota dropped to fourth in the polls.

After trailing 2-0 on Friday night, CC fought back to tie the game at 2-2, and send it to overtime. Sophomore Noah Laba scored just 35 seconds into overtime to snap the Tigers 15-game losing streak once morest the Fighting Hawks.

Friday’s win wasn’t just a fluke as the Tigers turned around and did the exact same thing Saturday night. Sophomore Gleb Veremyev was the hero in overtime that night, scoring less than 3 minutes in for back-to-back 3-2 overtime wins once morest North Dakota.

The sweep was the first time the Tigers have won a road set once morest North Dakota in 30 years.

The Tigers sophomore goalie Kaidan Mbereko earned NCHC goaltender of the week, making 52 saves total between the two games.

“It feels great obviously,” said Head Coach Kris Mayotte following Friday’s win. “I’m really proud of our guys. Obviously, we felt like we played well enough last weekend and didn’t get the results and this was a great college hockey game, it was back and forth, and I’m really proud of our guys finding a way to get it done.”

With the upset victories, CC improves to 9-6-1 overall, and 4-4 in National Collegiate Hockey Conference (NCHC) play. The Tigers have an exhibition home game on Dec. 29 before returning to action on Sun. Jan. 7 at Minnesota.

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2023-12-12 08:15:36

Prime Minister Settha Thavisin has launched a plan to solve all 4 groups of debt in the system, covering a total of 16 trillion baht of household debt.

Mr. Settha Thavisin, Prime Minister and Minister of Finance, held a press conference on debt management throughout the system. by making it a national agenda It is time for the government sector to reach out and help debtors. By dividing debtors in the system into 4 groups:

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A decree has been sent interpreting the 500 billion baht loan act. The Prime Minister confirms digital money will be ready for use in May 2024.

1. Debtors affected by COVID-19 Lack of liquidity makes it impossible to repay debts. Became in bad debt and have a history of outstanding debt with the credit bureaus

2. The group has regular income. But there is a lot of debt. It is debt burden that exceeds the ability to repay the debt, such as civil servants, teachers, and educational personnel, police, military, and credit card debt, etc.

3. Groups with uncertain income Debt repayment is not continuous. Such as farmers, hire-purchase debtors and car and motorcycle leasing debtors, student loan debtors, etc.

4. Group of bad debts outstanding with financial institutions for a long time. Have a history of outstanding credit bureaus Unable to apply for additional credit

The guidelines for helping all 4 groups are divided as follows:

1. Debtors affected by COVID-19

• Cancel bad debt status (NPL) or temporarily ease payments.
• Most of the small-timers are debtors of the Government Savings Bank and the Bank for Agriculture and Agricultural Cooperatives (BAAC), which is expected to help 1.1 million people.
• As for the SMEs group, they will help through debt restructuring and debt repayment. with debtors with state banks Both natural persons and juristic persons for 1 year, with assistance expected to cover 99% of the number of debtors with bad debts.

The second group is debtors with regular income. Debt burden exceeds potential Divided into 2 subgroups:

About 900,000 teachers are in debt, including police and military officials. You will receive assistance through 3 approaches.

• Reduce loan interest rates from being too high. Because it is a group with regular income, the risk is low.
• Transfer all debts to one place, such as a cooperative, to make salary deductions convenient. consistent with income
• Enforce the criteria for salary reduction to be sufficient for living. Ready to recommend that government agencies and other ministries use the guidelines for cutting salary remaining at least 30% following debt has been written off. The same as the Ministry of Education

All three approaches must be done at the same time.

Credit card debt and personal loans which were charged high interest and were outstanding debts

• Debt restructuring through debt clinics
• Consolidate debt into one lump sum and repay for 10 years.
• Reduce interest to 3-5%

3. Groups with uncertain income Debt repayment is not continuous, such as farmers, hire-purchase debtors and car and motorcycle leasing debtors, student loan debtors, etc.

• Suspension of debt for 3 years, both principal and interest, for farmers. To be consistent with the debtor’s income, the credit limit is 300,000 baht per person. This project has more than 1.5 million farmers participating in debt relief, etc.
• Student Loan Fund debtors will adjust their installment plans to match the income of those who have just started working. Reduce interest to reduce principal quickly. Unfreeze account Give debtors access to the financial system and let the guarantor be released from the guarantee It is expected to help more than 2.3 million people.
• Car leasing group motorcycle Buying a new car must charge an interest of no more than 10%, while on a motorcycle, no more than 23% per year, reducing default interest rates to a lower level. Give discounts to debtors who close their accounts early.

4. A group of bad debts that have been outstanding with financial institutions for a long time until they are attached to the credit bureau. Have a history of outstanding credit bureaus Unable to apply for additional credit

• Establish a joint venture between a state financial institution and an asset management company. This will make debt restructuring for debtors more flexible. It is expected that this measure will be able to help approximately 3 million debtors in this group.

However, all of this is just to solve the problem at the root cause in the immediate term. To breathe life into every group of debtors in the long run, problems should be solved at the structural level. By elevating the level of credit services to be appropriate and fair.

which the Ministry of Finance has collaborated with various agencies Create guidelines to enhance lending and credit guarantees. To reflect debtors’ risks more fairly and have appropriate consumer protection measures in place. and prevent the problem of incurring debt beyond potential

In addition, in the long run, problems should be solved at the structural level. By providing loans and guarantees that more reflect the risks of the debtor. To prevent the problem of incurring more debt than one’s potential, such as having enough money left over for living. Check payment history for water and electricity bills, etc.

Later, Mr. Kittirat Na Ranong, Advisor to the Prime Minister, stated that solving the debt problem in the system this time will Covering household debt of 16 trillion baht or more than 90% of GDP, as for credit cards Total debt is 540,000 million baht. 67,000 million baht is in trouble from 23.8 million credit card holders, with 1.1 million cards in trouble. which can be concluded that Overall, problem debtors will be at 5 million people, or approximately 12 million accounts.

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