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Ziraat Bankası is offering up to 12,000 Turkish Lira in promotional payments to pensioners who transfer their monthly payments to the bank, according to a recent announcement. The offer, valid through February 28, 2026, is part of a broader campaign by Turkish banks to attract retirees with competitive incentives.
The amount of the promotional payment varies based on the monthly pension amount. Pensioners receiving between 0 TL and 9,999.99 TL are eligible for 5,000 TL. Those receiving between 10,000 TL and 14,999.99 TL will receive 8,000 TL, even as those with pensions of 15,000 TL to 19,999.99 TL qualify for 10,000 TL. The highest promotional amount of 12,000 TL is offered to pensioners receiving 20,000 TL or more per month.
In addition to the cash promotion, Ziraat Bankası is offering several benefits to new customers, including a 40,000 TL interest-free loan with a 12-month repayment period. The bank is also providing special interest rates on fixed-term deposits, and a refund of up to 6,000 TL on automatic bill payments, capped at 500 TL per month and a maximum of 25% of the bill amount.
Further incentives include a free HGS (Highway Crossing System) tag for new customers, a 25% discount on safe deposit box rentals, and free money transfers through the bank’s digital channels. All Ziraat Bankası pensioners also have access to free ATM withdrawals from approximately 19,000 ATMs nationwide, including those operated by TAM ATM consortium. The bank is also offering interest-free installment options for cash advances, allowing customers to borrow up to 25,000 TL in two installments per year.
Customers can also earn up to 6,000 TL in Bankkart Lira rewards per month through spending on market purchases (150 TL for every 1,500 TL spent, up to 1,500 TL total), health expenses (150 TL for every 1,500 TL spent, up to 1,500 TL total), and select sectors (300 TL for every 3,000 TL spent, up to 3,000 TL total).