2023-12-20 06:56:10
After it was previously reported that Apple would terminate its Apple Card credit card business partnership with Goldman Sachs,Related reportsIt is once more alleged that the partnership between the two parties may face challenges due to the transfer of customer data.
Previous reports revealed that the partnership between Apple and Goldman Sachs would end within the next 12 to 15 months at the earliest, and it was even reported that Apple would cooperate with American Express in the future.
However, Archyde.com news reports pointed out that Apple previously stated that it would not sell or share Apple Card user data with anyone, and that such content cannot be obtained even with Goldman Sachs, which may make it more difficult for Apple to transfer this business to subsequent partners. The financial industry that takes over this cooperative business will not be able to obtain valuable consumption and deposit-related data.
Therefore, when Apple previously tried to find potential Apple Card partners, JPMorgan Chase believed that the potential benefits were too low and therefore refused to cooperate. Relevant news indicates that if Apple re-adjusts the terms of cooperation, it may be able to reach potential cooperation with Synchrony Financial, Citigroup and Capital One.
Apple has previously revealed that it will expand its Apple Card business to more markets, and has even applied for Apple Card-related name trademarks in Hong Kong, Japan and other regions. However, it seems that it has been unable to reach a consensus of interests with financial industry players, so it has never been able to expand its presence in the global market. Implement.
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