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CHAMBERY2 : 36 – MONTPELLIER2 : 23

Top scorer: Dimitri CLAUDE with 6 goals

This meeting was expected, CHAMBERY2 wanted to prove its talent, the result was telling, Montpellier never had time to breathe, stormed by a Savoyard group unleashed and enthusiastic in its actions, the boys of Stéphane IMBRATTA and Mathieu PETRONELLI made the cannon sound with more than success.

Stéphane Imbratta was not wrong in declaring on the club’s sire? after CHAMBERY NICE lost by one point:

Too bad but encouraging. We played a good game, we dominated and we were overtaken at the end. A bit logical because we seriously lack experience. We played with a lot of young people from the 2008-2007 generation, so very young players. Despite everything, they gave their all but it is true that in key moments, we lacked precision. It is a game that will certainly serve us for the future, despite the defeat and which will allow us to certainly collect points. A bit frustrating but really encouraging given the content.

His boys proved him right

CHAMBERY2 / 2024- 2025 the best collective in years

Thank you young people

Photos: Jean Pierre RIBOLI on Saturday September 21, 2024 at GROUPAMA-ACADEMIE

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CHAMBERY2 is moving to AIX EN PROVENCE on Saturday September 28 / 6 p.m.

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CHAMBERY2 receives the BILLERE2 club on Saturday October 12, 2024 / 6:30 p.m.

Photo: istockphoto/A_N

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in a convenient format In the city of Birmingham in the American state of Alabama, unknown persons opened fire on the street. As a result, at least four people were killed and dozens of people were injured.

As reported by the online publication AL, unknown persons began shooting at a crowd gathered at a popular nightclub in the entertainment district of Five Points South. At the scene, police immediately found two men and a woman without signs of life. Another victim with serious injuries could not be saved; he died in the hospital. A total of 21 people were hospitalized.

Law enforcement officials believe that several people opened fire on people and then fled in a car. The search for suspects is currently underway. No one has been detained at this time.

Alexander Boytsov

New rule makes it easier to tap into 401(k). But should you?

The Friday after Labor Day is referred to as National 401(k) Day to encourage workers to think about their retirement savings goals.

Scripps News

A new survey from a global investment firm recently uncovered a rare point on which Republicans and Democrats seem to agree: America faces a retirement savings crisis.

Only about half of American households have retirement savings accounts. The Social Security program may soon run short of funds, and those benefits were never meant to cover the full costs of retirement.

In an August surveyBlackRock asked 1,000 registered voters for their thoughts on retirement security in America. The responses transcended party lines.

When the survey asked voters if they think there is a retirement savings crisis in this country, 93% of Republicans answered yes, joined by 86% of Democrats and 94% of independents.

Three-quarters of Republicans said they are concerned about “not being able to maintain their standard of living” in retirement, joined by three-quarters of Democrats and a slightly smaller share of independents.

On questions of retirement security, Republicans and Democrats agree

The survey found broad bipartisan agreement on several other metrics of retirement security:

• Republicans said they expect to need $2.1 million in savings to get through retirement, on average, compared with $2 million for Democrats and $3 million for independents.
• Despite those lofty savings targets, roughly two-thirds of Democrats, Republicans and Independents in the survey report having less than $150,000 saved for retirement.
• One quarter of Democrats and Republicans who responded to the survey said they have no emergency savings, along with 29% of independents.
• The average Democrat and independent expects to retire at 64, the average Republican at 63.

BlackRock officials provided a detailed breakdown of survey responses by party affiliation in response to a request from USA TODAY.  They said 45% of respondents were Democrats, 42% Republicans and 13% independents.

Retirement fears cut across party lines, even in fractious times

Retirement experts say retirement security is a universal concern, one that cuts across party lines, even in politically fractious times.

“Aging and preparing for a financially secure retirement is an ‘everybody’ issue and an ‘everybody’ opportunity. We’re all in this together,” said Catherine CollinsonCEO of the nonpartisan Transamerica Center for Retirement Studies.

Legislation on retirement security has also enjoyed “a long history of collaboration on both sides of the aisle,” Collinson said. She cited Secure Act 2.0 of 2022, which reaped bipartisan support. That measure rewrote many rules for retirement saving, with a goal of boosting retirement security.

The BlackRock survey provides fresh evidence of two major quandaries that face Americans who are in retirement or approaching it.

The first is a yawning gap between how much Americans save for retirement and how much they think they will need.

The second problem is a gap between when Americans expect to retire and when they actually retire. The average American retires at 62, according to two major retirement surveys. But the average over-50 worker expects to retire closer to 67.

From Harris and Trump, markedly different plans for Social Security

Former President Donald Trump and Vice President Kamala Harris have markedly different platforms on Social Security, a fund that is projected to run short in about a decade.

Harris pledges to “strengthen Social Security and Medicare for the long haul by making millionaires and billionaires pay their fair share in taxes.”

She would presumably follow the lead of President Joe Biden, who has vowed to raise new revenue by going after wealthy tax cheats and by raising tax rates on wealthy individuals and corporations.

Harris may also be alluding to the idea of extending the Social Security payroll tax to higher incomes, according to an analysis by Bankrate, the personal finance site. Workers don’t pay Social Security taxes on earnings above $168,600 in 2024.

Trump has “taken a more ambiguous stance” on Social Security, Bankrate reports, pledging to protect the benefits but not offering details on exactly how. Trump has made a case that economic growth and job creation would naturally boost payroll tax revenues, shoring up Social Security.

The Republican Party platform for 2024 includes a pledge to “fight for and protect Social Security and Medicare with no cuts, including no changes to the retirement age.” Trump has previously supported raising the American retirement age to 70.

When the candidates talk Social Security, older voters listen

Election-year surveys consistently suggest older voters are paying attention to what the candidates say about Social Security.

In a series of polls this summer, AARP has found that voters over age 50 in battleground states are more likely to vote for candidates who “commit to protecting Social Security,” among other issues.

“What they’re looking for is an acknowledgement” from the candidates “that they’re going to do what they can do to preserve Social Security for future generations,” said John Hishta, senior vice president of AARP. “That is one unifying issue that cuts across party lines.”

An annual retirement survey from Transamerica suggests the threat to Social Security ranks among the top five retirement fears of middle-class Americans in 2024.

“Our research finds that millions of Americans – tens of millions of Americans – are at risk of not being able to finance a secure retirement,” Collinson said. “And Social Security is the No. 1 issue on people’s minds.”

According to Transamerica research, the top priorities listed by middle-class Americans for the president and Congress are to fix Social Security’s funding shortfalls, to make health care and prescription drugs more affordable, and to ensure that all workers can save for retirement at work.

More: What if every worker in America were auto-enrolled in retirement savings?

Wealthy Americans share many of the same fears about retirement. In a 2023 reportTransamerica found that retirement security rises with income – but only to a point. Even among Americans with more than $200,000 in household income, the report found, only 42% said they are “very confident” they can maintain a comfortable lifestyle in retirement.

“Even with objectively high net-worth individuals, the idea of retiring and starting to spend your own assets and the threat of running out of money is scary,” said Peter Lazaroffa certified financial planner in St. Louis. “And it doesn’t matter what your politics are.”