Technology

Controv3rse publishes the directory guide of the 800 most dynamic actors of the metaverse and Web3 and announces a new video series for YouTube: hack capitalism. Interview with Vincent Lorphelin, initiator of the European Think Tank Controv3rse.

Virtual and augmented realities, digital twins, Web3, blockchain, crypto, NFT and generative AI… A powerful wave of digital transformations is underway. Stuck between enthusiasm and distrust, technophiles and technophobes, the debates are struggling to settle. Organizing the debate is precisely the objective of Controv3rse, the first Think Tank of European metaverses. Interview with Vincent Lorphelin, entrepreneur, co-president of the Institut de l’Iconomie and founder of the European Think Tank Controv3rse who wants to shape the future of the metaverse.

Introduce us to Controv3rse…

Vincent Lorphelin: Controv3rse is a Think Thank that brings together 70 entrepreneurs, economists and metaverse experts. We want to bring entrepreneurs together with economists, but also other experts – lawyers, designers, programmers, artists, students, professors… – to animate this ecosystem. The idea is to ensure that Controv3rse, which is currently a Think Tank, becomes a movement that promotes French and European values: creating a new regenerative rather than extractive economy.

Why this directory guide, and what does it contain?

VL: It is important for an ecosystem to become aware of its existence in order to revitalize itself. To produce our directory guide, we have therefore identified the 800 most active people taking part in the public debate, whether in conferences, events, projects and publications relating to metaverses, in the broadest sense.

What are the issues ?

VL: If we look at the major periods of human progress, such as the Renaissance or the Belle Époque, we see that they are structured through several phases: technological thrust, innovation, economic progress and finally societal progress. Today, metaverse and Web3, are stuck somewhere between innovation and economic progress. Powerful ideas are theorized like thecircular economy, functional economy, cooperative economy, but they are difficult to spread. Things get stuck at the practical level. There is this desire for a regenerative economy, but the debate is poorly expressed, the concepts are poorly matured and the ideas are muddled. This results in a feeling of powerlessness, of revolt. Our objective is to gather energies by giving them a constructive dynamic.

The video series hack capitalism is therefore destined to embody this regenerative economy?

VL: When we invented modern capitalism 200 years ago, we imagined that nature was free. And we realize, 200 years later, that not only is it not free, but it is starting to charge us. And it’s not going to work out. We missed a bit of DNA of what capitalism was supposed to be at the start. To hack capitalism is to go back to the origin of the system to redirect it, repair it and reinvent it. The idea is not to be anti-capitalist, because it has improved the condition of billions of human beings, but to use technology to build not only innovations, but more broadly economic and social progress.

Why go through a fiction to do foresight?

VL: Foresight is a scientific approach that aims to develop desirable or undesirable scenarios. Dystopian visions are the most numerous but the prospective towards a desirable but realistic world is more complicated to bring out. This is what we want to highlight. The objective is to promote the words of entrepreneurs and experts to embody a vision of a “natively” sustainable economy. They will be offered to project themselves into a future world in which their entrepreneurial project will have taken on substance and will have a real influence on the new economic system.

What is a “natively” sustainable economy?

VL: The concept of sustainable economy is well known and has even been included in the UN’s sustainable development goals. To put it simply: capitalism has undesirable effects that must be regulated. The notion of “natively” sustainable economy is an entrepreneurial approach that is part of product design, in a perspective with a desirable future.. Achieving this natively sustainable economy requires innovation. Innovations which, taken end to end, make it possible to build a desirable collective vision.

What is blocking the transition to the implementation of the metaverse and Web3?

VL: Technology and innovation are always a transgression at the start. No one dreams of having medical big data. What people want is to be healthier. Technology or innovation as such is most often received negatively first because they cause fear. They don’t always find their audience instantly. It is a constant phenomenon. We are currently seeing this with artificial intelligence, which is facing massive rejection. It feeds the sellers of apocalypse and those who like catastrophism but it does not advance the public debate. For what ? Because the notion of artificial intelligence comes into opposition with that of human intelligence. Let’s remember Cédric Villani’s report “Giving meaning to artificial intelligence, for a national and European strategy” which ended in a flop. If we had organized the debates around the notion of statistical computing, as a tool at the service of collective intelligence, we would have played down the subject. The period between the emergence of a technology and its use as a new tool is a critical moment. Once the benefits are felt, we focus on the uses and forget the technologies. In this intermediate moment, it is necessary to organize the debate.

How to organize a serene public debate?

VL: By thinking regarding uses and the society that emerges from these uses. This is the goal of the video series hack capitalism : projecting oneself towards a desirable future and embodying a collective vision thanks to the words of entrepreneurs who, as social actors, have the role of turn technology into benefits for society.

There is a daily fight to be waged once morest the immobility of institutions, once morest the omnipotence and hubris of certain tech “gurus” or once morest the “morgue” of certain technophobes. Hubris and mortuary are useless. We must always put ourselves in a perspective of societal progress. Today, the collective vision regarding Web3 is broken. This is precisely what we want to contribute to with our two projects. We therefore give an appointment to entrepreneurs who wish to participate in this vision as co-builders on Thursday, May 04 for the launch party. It is also during this evening that the filming of our series will begin and that the first entrepreneurs will be interviewed. Free registration.

Lawson will hold the “Dai Yokai” campaign from 7:00 on April 18th.

“Dai Yokai” is composed of three players, streamers Darumaizugoddo and Arisaka, who belong to the professional gaming team “Crazy Raccoon”, and singer Naruse, and was held in 2021. The team that won the 5th Crazy Raccoon Cup Apex Legends. This is the second collaboration campaign with Lawson, following the one held in July 2022.

In this campaign, if you purchase 3 of the target sweets, you will receive an original clear file, and if you purchase 2 of the target jelly drinks, you will receive an original mini poster. In addition, if you purchase 3 chilled drinks, you will receive an A5 notebook, specially packaged original food, original goods, etc.

[Original clear file 7 types (1 for 3 sweets)]

[All 5 original mini posters (1 for 2 target jelly drinks)]

[Original A5 notebook 5 types (1 book for 3 chilled drinks)]

[Original goods (Sales start sequentially from April 25)]

Acrylic stand (price: 1,650 yen each)

Sticker (price: 440 yen each)

Can badge (price: 550 yen each)

[휴스턴=뉴스핌] Correspondent Ko In-won = Foreign media outlets such as CNBC reported that Apple launched a credit card savings account that offers an annual interest rate of 4.15% on the 17th (local time).

Reportedly, there is no minimum deposit or balance requirement to open the account, and users can create the account from the iPhone’s Wallet app.

Apple logo. [사진=블룸버그]

Apple said in a statement that all Daily Cash Rewards earned through the Apple Card will be automatically deposited into the applicable savings account. Daily Cash is Apple’s card rewards program that gives you back up to 3% of your purchases.

The savings account service was launched through a partnership with Goldman Sachs.

According to the Federal Deposit Insurance Corporation (FDIC), the annual interest rate on savings accounts in the United States is just 0.35%, the national average. Therefore, the 4.15% that Apple offers is more than 10 times higher than the US average.

However, other savings accounts launched by large credit unions, online and brick-and-mortar banks offer interest rates similar to Apple’s.

Citibank offers an annual interest rate of 4.75% if you deposit at least $5,000, and Goldman Sachs’ online personal loan platform Marcus also guarantees an annual interest rate of 3.9% with no minimum balance or monthly fee. Capital One’s savings account also offers users an annual interest rate of 3.5% with no minimum balance requirement.

Apple Card savings account users can manage their account through a dashboard displayed in the Wallet app, where they can track interest and account balances or withdraw funds.

However, Apple’s savings account Opening a savings account is only available to Apple Card users in the United States.

[email protected]