2023-06-28 15:53:30
Since the beginning of the year and until the end of May, outstanding bank credit fell by 1%, to stand at 1,048 million dirhams. This decline is driven in particular by accounts receivable and cash loans, the outstanding amount of which lost 4.7% to 251 billion dirhams. The same applies to loans granted to property developers, which fell by 4.5% to 52.5 billion dirhams. It should also be said that the virtual stagnation of the outstanding amount intended for housing at 0.8%, i.e. 241 billion dirhams and that of consumer loans at 0.7% (57.8 billion dirhams), n did not allow overall outstandings to perform at the end of the first five months of the year.
At the same time, the outstanding amount of loans reserved for equipment increased slightly by 1.2% to reach 182 billion dirhams, once morest a drop in miscellaneous receivables from customers of 3% to 164 billion dirhams.
Under these conditions, outstanding debts continue to increase with an outstanding amount of 93 billion dirhams, representing a growth of 4.6%. This worsened the loss ratio by 5 basis points, to 8.9%. However, over a slippery year, it remained at its level.
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