Saving Sick Children: The Urgent Need for Bankruptcy Training to Enhance Healthcare Funding and Support

Firms unite for charity and Continuing Education with Bankruptcy Mini-Symposium

Laval, QC – October 16, 2025 – Four Quebec firms are joining forces to host a unique mini-symposium on bankruptcy and insolvency, with a powerful dual purpose: providing valuable professional training and raising funds for sick children through teh 24h Mont-Tremblant charity event.The event will take place on November 19th at the Palace de Laval, offering both in-person and virtual attendance options.

The half-day symposium, priced at $65 for in-person and $45 for virtual access, is designed for practitioners seeking an introduction to the complexities of bankruptcy law. Organizers intentionally kept prices accessible to maximize participation and, consequently, the charitable contribution.

“The main objective of this event is twofold: to offer quality training in a field where training offers are often limited, and above all to raise funds for the cause of sick children,” explained Bryan-Éric Lane, CEO of LANE Lawyers and Buisness Advisors Inc. “this is a cause that is really close to our hearts, and we hope to combine professional training and charitable commitment.”

The program features presentations from leading experts in the field: Simon Beauchesne-Paquette and Simon McLean (Paquette & Associés) will cover the role of the bailiff; Michel Thibault (Raymond Chabot Grant Thornton) will present the fundamentals of bankruptcy; Sarah-Maude Le Corre (Blanchard Lupien notaires) will address insolvent estates; and Bryan-Éric Lane will discuss recent case law regarding remedies for hidden defects and bankruptcy.

The day begins at 8:00 AM with networking, followed by four intensive training blocks, culminating in a Q&A session with all speakers at 2:30 PM. A catered lunch is included with registration.

The event is a collaborative effort between Paquette & Associés, Raymond Chabot Grant Thornton, Blanchard Lupien Notaires, and LANE Lawyers and Business Advisors.

registration is now open: https://forms.zohopublic.com/laneavocatsetconseillersdaffai/form/MiniColloquesurlafaillite/formperma/syie01vTq2TX9-BbDlgvLhl8MQzakrrVUnO4hwc5-ho

Event Details:

* Date: November 19, 2025
* Location: Palace de Laval, 1717 boulevard Le Corbusier, Laval, QC (with virtual Zoom option)
* Cost: $65 (in-person), $45 (virtual)
* Continuing Education Credits: 5 hours

How can bankruptcy training for healthcare professionals facilitate earlier intervention for families facing financial hardship due to pediatric illness?

The Crushing Weight of Childhood Illness & Medical Debt

The financial burden of childhood illness is a crisis largely hidden in plain sight. While advancements in pediatric healthcare offer hope, the escalating costs frequently enough push families to the brink – and beyond. medical debt is a leading cause of bankruptcy in the United States, and families with sick children are disproportionately affected. This isn’t simply a financial issue; it’s a healthcare access issue, a child welfare issue, and a moral imperative. Understanding the link between medical bankruptcy, pediatric healthcare costs, and the potential for proactive financial solutions is crucial.

Why Bankruptcy Training for Healthcare professionals?

The idea of equipping healthcare professionals with bankruptcy awareness training might seem unconventional,but it addresses a critical gap in patient support. Currently, the focus is almost exclusively on medical treatment. Integrating financial counseling, specifically knowlege of debt relief options, financial hardship assistance, and the bankruptcy process, can empower families to navigate the financial fallout of serious illness.

Here’s how it can help:

* Early Intervention: Healthcare staff can identify families at risk of financial ruin before they reach a crisis point.

* Resource Navigation: Training provides professionals with a directory of financial aid programs, charitable healthcare organizations, and legal resources.

* Reduced Stigma: Normalizing conversations about financial concerns surrounding healthcare can reduce the shame and isolation families often experience.

* Improved Patient Outcomes: Reducing financial stress allows families to focus on their child’s health and adhere to treatment plans.

* Understanding of Medical Billing Practices: Training can cover common billing errors and patient rights, empowering families to advocate for themselves.

The role of Chapter 7 and Chapter 13 Bankruptcy in Pediatric Healthcare

Bankruptcy isn’t a first choice, but it can be a lifeline. Understanding the different types of bankruptcy is vital:

* Chapter 7 Bankruptcy: Often called “liquidation bankruptcy,” this involves selling non-exempt assets to pay off debts. While most medical debt is dischargeable, it’s crucial to understand asset protection laws.

* Chapter 13 Bankruptcy: This involves creating a repayment plan over three to five years.It allows families to keep their assets while addressing their debt. This can be especially helpful for families wanting to retain a home or vehicle.

* Dischargeability of Medical Debt: Generally, medical bills are considered non-priority unsecured debt and are dischargeable in bankruptcy. However, instances of fraud or intentional misrepresentation can complicate this.

Healthcare professionals don’t need to become bankruptcy experts, but a basic understanding of these concepts can help them guide families toward appropriate resources. Medical debt relief is a complex area, and professional legal advice is always recommended.

Real-World Impact: Case Studies & Examples

The St.Jude Children’s research Hospital model, while reliant on donations, demonstrates the power of extensive care that addresses both medical and financial needs. They actively assist families with lodging, transportation, and other expenses, minimizing financial strain.

Another example comes from the increasing number of hospitals partnering with non-profit credit counseling agencies to offer on-site financial navigation services. These programs have shown a significant reduction in patient complaints related to billing and collections.

in 2022, a study by JAMA Network Open found that families with children facing cancer were significantly more likely to experience financial hardship, even with insurance coverage. This highlights the inadequacy of current systems and the need for proactive solutions.

Funding Healthcare Through Innovative Financial strategies

Bankruptcy training isn’t a standalone solution; it’s part of a larger strategy to improve healthcare funding and access. Here are some complementary approaches:

* Expanded Medicaid Coverage: Increasing eligibility and benefits can provide a safety net for more families.

* price Transparency Initiatives: Requiring hospitals and providers to disclose pricing details upfront empowers patients to make informed decisions.

* Negotiated Payment Plans: hospitals can offer more flexible and affordable payment options.

* Increased Charitable giving: Supporting organizations dedicated to pediatric healthcare and financial assistance.

* Advocacy for Policy Changes: supporting legislation that addresses the root causes of medical debt. Healthcare reform is a continuous process.

Benefits of Implementing Bankruptcy Awareness Training

* Enhanced Patient Trust: Demonstrates a commitment to holistic care.

* Improved Hospital Reputation: Positions the institution as a compassionate and supportive resource.

* reduced Bad Debt: Proactive financial counseling can led to more prosperous payment arrangements.

* Stronger Community Relationships: Fosters partnerships with local legal and financial aid organizations.

* Ethical Healthcare Practice: Aligns with the principle of “do no harm,” extending beyond physical health to financial well-being.

Practical Tips for Healthcare Institutions

1. Partner with Bankruptcy Attorneys: Offer pro bono consultations or workshops for staff.
2. Develop Training Modules: Create accessible and informative materials tailored to healthcare professionals.
3. Integrate Financial Screening: Include questions about financial concerns in patient intake forms.
4. Create a Resource Directory: Compile a list of local and national financial aid programs.
5. Promote Awareness: Regularly communicate available resources to patients and families.Financial counseling services should be readily available.

Resources for Families Facing Medical debt

* National foundation for Credit Counseling (NFCC): [https://www.nfcc.org/](https://