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Economy

Fitch Learning Acquires Moody’s Analytics’ Learning Solutions and the Canadian Securities Institute

by Daniel Foster - Senior Editor, Economy
written by Daniel Foster - Senior Editor, Economy

whatsapp in China: A 2025 Guide to installation and Avoiding Bans

Table of Contents

Friday 05 December 2025 4:02 pm

For users in China, accessing WhatsApp remains a complex issue. Despite its global popularity, the platform is officially blocked by the Great Firewall. Though, as of late 2025, several methods allow iPhone and Android users to install and operate WhatsApp, alongside strategies to mitigate the risk of account bans.

Installation Prerequisites (All Devices)

Before attempting installation, understand that consistent access isn’t guaranteed and requires ongoing maintenance. A stable internet connection is crucial throughout the process. Be prepared to troubleshoot and potentially repeat steps if initial attempts fail.

Installation Methods

The most reliable methods currently involve utilizing a Virtual Private Network (VPN) or employing option app stores.

* VPN Method: This is the most common approach.

  1. Choose a Reputable VPN: Select a VPN service known for its reliability in China.Popular options frequently cited include ExpressVPN, NordVPN, and Surfshark, but research current performance as effectiveness can fluctuate.

  2. Install and Connect: Download and install the VPN app on your device. Connect to a server location outside of mainland China (e.g., Hong Kong, Japan, Singapore).

  3. Download WhatsApp: With the VPN active, access the official App Store (iOS) or Google Play Store (Android) and download WhatsApp.

  4. Verify Your Number: Follow the standard WhatsApp verification process. This is where issues often arise; ensure the VPN remains connected throughout verification.

* Alternative App Stores (Android): Android users have more flexibility.

  1. Third-Party App Stores: app stores like the Huawei AppGallery or other regional Android markets may host WhatsApp versions that are more readily accessible. exercise caution when using third-party stores and ensure they are reputable to avoid malware.

  2. APK Download (Advanced Users): Downloading the WhatsApp APK file directly from a trusted source (like APKMirror) is absolutely possible, but carries higher security risks. Ensure you have a robust mobile security solution installed.

Avoiding Account Bans

WhatsApp actively attempts to identify and ban accounts associated with numbers registered in mainland China, even when accessed via VPN. Here’s how to minimize the risk:

* Use a Foreign Phone Number: The most effective method is to use a phone number registered in a country outside of China.
* Avoid Frequent VPN Switching: Constantly changing VPN server locations can flag your account as suspicious. Stick to a few reliable servers.
* regular Usage: Maintain consistent WhatsApp activity. Infrequent or sporadic use can raise red flags.
* Avoid Mass Messaging: Sending bulk messages or participating in large groups can attract unwanted attention.
* Be Cautious with Links: Avoid clicking on suspicious links sent through WhatsApp, as these could be used to compromise your account.
* Monitor Account Status: Regularly check your WhatsApp account to ensure it remains active and hasn’t been flagged.

Disclaimer: The information provided is current as of December 5

How does the acquisition of moody’s Analytics Learning Solutions enhance Fitch Learning’s capabilities in risk management training?

Fitch Learning Expands with Acquisition of Moody’s Analytics Learning Solutions & CSI

fitch Learning, a global provider of financial training and learning solutions, has significantly expanded its reach with the acquisition of both Moody’s Analytics’ Learning Solutions and the Canadian Securities institute (CSI). This strategic move, finalized in late 2025, positions Fitch Learning as a dominant force in professional progress for the financial services industry, especially in areas like capital markets, risk management, and regulatory compliance. This article details the implications of this acquisition for professionals seeking financial certifications, investment education, and risk management training.

Understanding the Acquired Entities

Before diving into the benefits,let’s break down what Fitch Learning has added to its portfolio:

* Moody’s Analytics Learning solutions: Known for its high-quality,data-driven courses in credit risk,market risk,and operational risk,Moody’s Analytics Learning Solutions catered to a broad audience,from front-office traders to back-office risk professionals. Their offerings included both online and in-person training programs, often leveraging Moody’s Analytics’ renowned data and analytical tools. Key areas of focus included credit risk analysis, regulatory reporting, and financial modeling.

* Canadian Securities Institute (CSI): CSI is the leading Canadian provider of credentialing programs for investment professionals. They offer a range of courses and designations,including the Canadian Securities Course (CSC),the Investment Funds in Canada Course (IFIC),and the Chartered Investment Manager (CIM) designation. CSI’s strength lies in its deep understanding of the Canadian financial landscape and its commitment to upholding professional standards. This acquisition strengthens Fitch Learning’s presence in the Canadian financial market and expands its offerings for investment professionals.

Synergies and Benefits of the Acquisition

The combination of these three entities creates important synergies and benefits for learners and the financial industry as a whole.

* Expanded Course Catalog: The acquisition dramatically expands Fitch Learning’s course catalog, offering a more comprehensive range of learning solutions across various financial disciplines. Learners now have access to a wider selection of finance courses, regulatory compliance training, and professional certifications.

* Global Reach: Fitch Learning already had a strong global presence. Adding moody’s Analytics Learning Solutions and CSI further strengthens this reach,particularly in North America and Canada. This means increased accessibility to financial education for professionals worldwide.

* Enhanced Learning Experience: Integrating Moody’s Analytics’ data and analytical tools with Fitch Learning’s existing learning platform promises a more immersive and practical learning experience. Expect more real-world case studies, simulations, and hands-on exercises.

* Strengthened Credentialing: The inclusion of CSI’s respected Canadian credentials adds significant value to Fitch Learning’s credentialing offerings. This is particularly vital for professionals seeking to advance their careers in the Canadian financial sector.

* Improved Regulatory Compliance Training: With increasing regulatory scrutiny, the need for robust compliance training is paramount. The combined entity is well-positioned to deliver cutting-edge training programs that address the latest regulatory requirements.

Impact on Key Financial Disciplines

This acquisition will have a noticeable impact on several key financial disciplines:

* Risk Management: The integration of Moody’s Analytics’ risk management expertise with Fitch Learning’s existing programs will create a powerhouse in risk management education. Professionals will benefit from advanced training in areas like market risk, credit risk, and operational risk.

* Investment Management: CSI’s credentials, combined with Fitch Learning’s investment courses, will provide a comprehensive learning path for aspiring and experienced investment managers.

* Capital Markets: The acquisition strengthens Fitch Learning’s ability to deliver training programs for professionals working in capital markets, covering topics like fixed income, equities, and derivatives.

* Financial Regulation: The combined entity will be a leading provider of financial regulation training, helping professionals navigate the complex regulatory landscape.

What This Means for Professionals – Practical Tips

Here’s how professionals can leverage these changes:

  1. Explore the Expanded Catalog: Visit the Fitch Learning website (https://www.fitchlearning.com/) to explore the newly expanded course catalog.
  2. Identify Skill Gaps: Assess your current skills and identify areas were you could benefit from further training. Consider your career goals and the skills needed to achieve them.
  3. Prioritize Relevant Certifications: Research the certifications offered by Fitch Learning and CSI and prioritize those that are most relevant to your career path. The CSC certification and CIM designation remain highly valued in Canada.
  4. Leverage Online Learning: Take advantage of the online learning options offered by Fitch Learning for flexible and convenient learning.
  5. Stay Updated on Regulatory Changes: Regularly participate in
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News

ClickUp Buys Qatalog: AI & Project Management Unite

by James Carter Senior News Editor
written by James Carter Senior News Editor

The End of Work Sprawl: ClickUp’s Acquisition of Qatalog Signals a New Era of AI-Powered Productivity

The average knowledge worker now juggles 31 different apps every day. That’s not a recipe for productivity; it’s a blueprint for burnout. ClickUp’s acquisition of Qatalog isn’t just another tech deal – it’s a strategic move that directly addresses this crippling “work sprawl” and points towards a future where AI doesn’t just assist our work, but actively organizes it.

ClickUp and Qatalog: A Convergence of Strengths

ClickUp, already a leading “Converged AI Workspace” with over 20 million users, has long positioned itself as the antidote to fragmented workflows. The company’s core value proposition revolves around unifying disparate work applications into a single platform. Now, with the addition of Qatalog – an AI-powered work hub boasting $26 million in funding and a client list including tech giants like Nvidia, Twitter, and Airbnb – ClickUp is dramatically enhancing its ability to deliver on that promise.

Qatalog’s key innovation lies in its “ActionQuery” AI engine, a permission-aware search technology that allows users to instantly access information across 100+ integrated enterprise applications without ever leaving the ClickUp environment. This isn’t simply about faster searching; it’s about providing AI agents and automated workflows with the complete context they need to function effectively. As ClickUp CEO Zeb Evans stated, “True AI is only possible when it has 100% context.”

Beyond Search: The Rise of Contextual AI

The implications of this acquisition extend far beyond improved search functionality. The real power lies in the potential for contextual AI. Imagine AI agents capable of not only understanding your tasks but also accessing relevant conversations in Slack, documents in Google Drive, and data in Salesforce – all within a secure, permission-controlled framework. This level of integration unlocks possibilities like:

  • Automated task prioritization: AI can analyze communication patterns and project dependencies to identify the most critical tasks.
  • Proactive knowledge sharing: AI can surface relevant information to team members *before* they even realize they need it.
  • Streamlined onboarding: New employees can quickly access the information and resources they need, reducing ramp-up time.

This shift represents a move away from task-specific AI tools towards a more holistic, integrated approach. Instead of relying on separate AI applications for different functions, organizations will increasingly leverage AI that understands the entirety of their operations. This is a key tenet of the broader trend towards Artificial General Intelligence (AGI), even if fully realized AGI remains a longer-term goal.

The $300M ARR Signal: Market Validation of the Converged Workspace

ClickUp’s impressive $300 million Annual Recurring Revenue (ARR) and rapid user growth aren’t just numbers; they’re a clear indication of market demand for unified work platforms. The acquisition of Qatalog isn’t a gamble; it’s a strategic investment in a proven concept. Investors clearly see the value in converging software and AI, and ClickUp is positioning itself to capitalize on this trend.

The Future of Work: From Apps to Ecosystems

For years, the software landscape has been characterized by a proliferation of specialized applications. While these tools offer valuable functionality, they often operate in silos, creating friction and hindering collaboration. The future, however, points towards a more integrated ecosystem where applications seamlessly connect and share data. This convergence is being driven by several factors, including:

  • The increasing complexity of work: Modern work requires collaboration across multiple teams and departments, making siloed applications unsustainable.
  • The rise of AI: AI algorithms require access to vast amounts of data to function effectively, necessitating integration across different systems.
  • Employee demand for simplicity: Workers are increasingly frustrated with the need to constantly switch between applications.

Implications for Businesses and Individuals

The convergence of software and AI will have profound implications for both businesses and individuals. Organizations that embrace this trend will be able to:

  • Increase productivity: By streamlining workflows and automating tasks, organizations can free up employees to focus on more strategic initiatives.
  • Improve decision-making: Access to comprehensive data and AI-powered insights will enable organizations to make more informed decisions.
  • Enhance employee experience: A unified work environment will reduce friction and improve employee satisfaction.

For individuals, this means a shift from being “app jugglers” to “AI collaborators.” The ability to effectively leverage AI tools will become an increasingly valuable skill, and those who can adapt to this new reality will be well-positioned to thrive in the future of work.

What are your predictions for the future of AI-powered workspaces? Share your thoughts in the comments below!

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News

Venture Global & Mitsui: 20-Year LNG Supply Deal

by James Carter Senior News Editor
written by James Carter Senior News Editor

U.S. LNG Dominance Strengthens as Venture Global and Mitsui Forge 20-Year Deal

The global energy landscape is undergoing a seismic shift, and a recent agreement between Venture Global and Mitsui & Co. signals a deepening of U.S. liquefied natural gas (LNG) influence. This isn’t just another long-term contract; it’s a strategic move that underscores Japan’s commitment to diversifying its energy sources and highlights the growing importance of American LNG exports in a volatile world. The 20-year, 1.0 million tonnes per annum (MTPA) Sales and Purchase Agreement (SPA) isn’t simply about securing supply – it’s about reshaping energy security for one of the world’s largest economies.

The Deal Details: A Win-Win for Both Nations

Under the terms of the SPA, Mitsui will purchase 1.0 MTPA of LNG from Venture Global, commencing in 2029. This builds on Venture Global’s already substantial commitments, bringing its total long-term contracted volume to 6.75 MTPA for 2025. For Venture Global, this agreement solidifies its position as a leading U.S. LNG exporter, with over 100 MTPA of capacity in development. For Mitsui, it provides a reliable, long-term supply of energy to meet Japan’s growing demand, reducing reliance on potentially unstable sources. The deal is a testament to the strength of the U.S.-Japan economic partnership and a clear signal of confidence in American energy production.

Beyond the Contract: The Broader Implications for LNG Markets

This agreement isn’t happening in a vacuum. Several factors are converging to drive increased demand for LNG, and the U.S. is uniquely positioned to capitalize. The ongoing geopolitical instability, particularly in Europe, has underscored the need for diversified energy supplies. Furthermore, the global push towards decarbonization, while accelerating renewable energy adoption, still requires natural gas as a transition fuel. LNG offers a cleaner alternative to coal and oil, making it an attractive option for many countries.

Venture Global’s vertically integrated model – encompassing LNG production, transport, shipping, and even regasification – gives it a competitive edge. This control over the entire supply chain allows for greater efficiency and cost control, translating to more competitive pricing for buyers like Mitsui. The company’s commitment to Carbon Capture and Sequestration (CCS) projects at its facilities further enhances its appeal, aligning with growing environmental concerns.

The Rise of U.S. LNG: A Geopolitical Game Changer

The U.S. was once a net importer of natural gas. Now, thanks to the shale revolution and advancements in LNG technology, it’s become a major exporter. This transformation has significant geopolitical implications. It reduces U.S. dependence on foreign energy sources, strengthens its economic position, and provides a valuable tool for foreign policy. The ability to supply LNG to allies like Japan enhances energy security and fosters stronger diplomatic ties.

However, this growth isn’t without challenges. Infrastructure constraints, regulatory hurdles, and potential opposition from environmental groups remain significant obstacles. Securing financing for large-scale LNG projects is also crucial. Venture Global’s success in navigating these challenges will be key to its continued growth and the expansion of U.S. LNG exports.

Looking Ahead: Future Trends in the Global LNG Market

Several key trends are poised to shape the future of the LNG market. Firstly, demand is expected to continue growing, particularly in Asia. China and India are rapidly increasing their LNG imports to meet their energy needs and reduce air pollution. Secondly, the focus on sustainability will intensify, driving demand for lower-carbon LNG. Companies like Venture Global that invest in CCS technologies will be well-positioned to benefit from this trend. Thirdly, the development of new LNG infrastructure, including import terminals and export facilities, will be critical to accommodate the growing trade.

The increasing adoption of digital technologies, such as artificial intelligence and machine learning, will also play a role in optimizing LNG operations and improving efficiency. From predictive maintenance to supply chain management, these technologies have the potential to unlock significant cost savings and enhance performance.

The Venture Global-Mitsui deal is a microcosm of these broader trends. It demonstrates the growing importance of U.S. LNG, the increasing demand for secure and sustainable energy supplies, and the strategic value of long-term partnerships. As the global energy landscape continues to evolve, expect to see more deals like this one, solidifying the U.S.’s position as a leading player in the global LNG market.

What are your predictions for the future of LNG and its role in global energy security? Share your thoughts in the comments below!

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Economy

Yubico Unveils Long-Term Growth Strategy and Vision at Debut Investor Day

by Daniel Foster - Senior Editor, Economy
written by Daniel Foster - Senior Editor, Economy

Yubico Hosts Inaugural Investor Day amid Rising Cybersecurity Demand

Table of Contents

Stockholm,Sweden – Yubico,a leading innovator in hardware security keys and passkey technology,is set to host its first investor Day on November 19,2025,offering a thorough outlook on its long-term growth strategies.

Company to Detail Strategic vision for Future Growth

Yubico (NASDAQ STOCKHOLM: YUBICO) will welcome investors, analysts, and members of the press to both an in-person event and a live webcast originating from its headquarters in Stockholm. The event signifies a pivotal moment for the company as it solidifies its position in the rapidly evolving cybersecurity landscape.

Chief Executive Officer Mattias Danielsson, alongside key members of the executive leadership team, will lead the presentations. Attendees can anticipate an in-depth exploration of the company’s business model, its distinctive competitive advantages, and its roadmap for sustained growth.Discussions will encompass burgeoning industry trends, the escalating threat of cyberattacks, and the unique value proposition that Yubico delivers.

Key Presentation Highlights

The Investor Day agenda includes detailed insights into several critical areas:

  • Industry Dynamics: A comprehensive analysis of the current and projected growth in cybersecurity threats and the importance of robust authentication methods.
  • Technological Differentiation: A deep dive into the core technologies that set Yubico apart from its competitors, including its leadership in passkey and hardware key solutions.
  • Customer Success Stories: Real-world examples showcasing the impact of Yubico’s solutions across diverse sectors and its expanding client base.
  • strategic Roadmap: A detailed overview of the company’s plans for future innovation, market expansion, and strategic partnerships.
  • Executive Q&A: An interactive session providing attendees with the opportunity to engage directly with the leadership team.

The Growing need for Hardware-Backed Authentication

The timing of Yubico’s Investor Day aligns with a period of surging demand for enhanced cybersecurity measures. Recent data from the INTERPOL indicates a 69% increase in reported cybercrimes in 2024, highlighting the urgent need for more secure authentication protocols. Hardware security keys, like those offered by yubico, provide a critical layer of protection against phishing attacks and account takeovers, bolstering digital security for individuals and organizations alike.

According to a report by Gartner, the market for user authentication is expected to reach $45 billion by 2027, demonstrating the significant investment being made in securing digital identities. Yubico is strategically positioned to capitalize on this growth, with its established reputation and innovative solutions.

Event Details & Registration

Investors, analysts, and press are invited to participate in the Investor Day, either in person or through the live webcast. Registration is required and can be completed through the Yubico Investor Relations website: https://yubico.events.inderes.com/investor-day-2025. Presentation materials and a recorded version of the webcast will be made accessible on the same website following the event.

Understanding Hardware Security Keys and Passkeys

Hardware security keys offer a significant improvement over traditional passwords and even SMS-based two-factor authentication. They physically verify the user’s identity, making it extremely challenging for attackers to gain unauthorized access. Passkeys, built upon the FIDO Alliance standards that Yubico helped create, represent the next evolution in passwordless authentication, offering an even more seamless and secure user experience.

Did You Know? Phishing attacks accounted for over 35% of all data breaches in 2024, according to the Verizon Data Breach Investigations Report.

frequently Asked Questions: Yubico & Secure Authentication


Do you think hardware security keys will become the standard for online authentication? Share your thoughts in the comments below!

What are the key market drivers fueling Yubico’s projected growth?

Yubico Unveils Long-Term Growth Strategy and Vision at Debut Investor Day

Expanding the Security Key Landscape: Core Pillars of Yubico’s Future

At its inaugural investor Day held yesterday,Yubico,the leading provider of hardware security keys,detailed a comprehensive long-term growth strategy focused on expanding its market reach,diversifying its product portfolio,and solidifying its position as the cornerstone of passwordless authentication and broader security solutions. The event, attended by analysts and investors, outlined a clear roadmap for sustained growth in the rapidly evolving cybersecurity landscape. Key themes revolved around scaling operations, driving innovation in hardware security, and capitalizing on the increasing demand for multi-factor authentication (MFA).

Market Opportunity & Growth Drivers

Yubico highlighted several key market drivers fueling its projected growth:

* Passwordless Authentication Adoption: The shift towards passwordless authentication, driven by usability concerns and security vulnerabilities associated with passwords, represents a significant opportunity. Yubico is uniquely positioned to benefit from this trend with its FIDO2-certified security keys.

* Increasing Cybersecurity Threats: The escalating frequency and sophistication of cyberattacks, including phishing and account takeover attempts, are driving organizations to adopt stronger authentication methods. Cybersecurity solutions like Yubico’s are becoming essential.

* Regulatory Compliance: Increasingly stringent data privacy regulations, such as GDPR and CCPA, are forcing organizations to enhance their security posture, further boosting demand for robust authentication solutions.

* Remote Work & Zero Trust Architectures: The rise of remote work and the adoption of Zero Trust security models necessitate strong authentication mechanisms to verify user identities regardless of location.

Product Roadmap: Beyond the Security key

While the YubiKey remains central to Yubico’s strategy, the company unveiled plans to expand its product offerings beyond its core hardware security key. This includes:

* YubiPass: A new, cloud-managed passwordless authentication solution designed for enterprises seeking a simplified deployment and management experience.This expands Yubico’s reach into larger organizations.

* Managed PKI Solutions: Leveraging its hardware security expertise, Yubico is developing managed Public Key Infrastructure (PKI) solutions, offering secure certificate management and digital signing capabilities.

* Enhanced YubiKey functionality: Continued investment in the YubiKey platform, including support for new protocols and features, such as advanced smart card capabilities and biometric authentication.

* YubiHSM as a Service: Expanding access to its Hardware Security Module (HSM) technology through a cloud-based service, catering to developers and organizations requiring high levels of cryptographic security.This addresses the growing need for HSM solutions.

Financial Projections & Key Performance Indicators

Yubico management presented aspiring financial projections, forecasting significant revenue growth over the next five years. Key performance indicators (KPIs) highlighted included:

* Annual Recurring Revenue (ARR): A focus on increasing ARR through subscription-based services like YubiPass and managed PKI.

* enterprise Customer Acquisition: Expanding the enterprise customer base through direct sales and partnerships with leading security vendors.

* channel Partner Program Expansion: Strengthening the channel partner program to broaden market reach and accelerate sales.

* Gross Margin Enhancement: Optimizing manufacturing processes and leveraging economies of scale to improve gross margins.

Strategic Partnerships & Ecosystem Advancement

Yubico emphasized the importance of strategic partnerships in driving adoption and expanding its ecosystem. Notable collaborations include:

* Microsoft: Deep integration with Microsoft Azure Active directory and Microsoft authenticator, enabling seamless passwordless authentication for Microsoft 365 users.

* Google: Continued collaboration with Google on FIDO2 standards and integration with Google Workspace.

* Okta: Partnership to provide YubiKey integration with okta’s Identity Cloud, offering customers a comprehensive identity and access management solution.

* AWS Marketplace: Availability of YubiKey and related services on the AWS Marketplace, simplifying procurement for AWS customers.

Addressing the Growing Demand for Hardware-Backed Security

The Investor Day underscored Yubico’s commitment to hardware-backed security as the most robust defense against modern cyber threats. The company’s focus on FIDO2 authentication, WebAuthn, and CTAP standards positions it at the forefront of the passwordless revolution. Yubico’s hardware security keys provide a phishing-resistant layer of security that software-based authentication methods simply cannot match. This is particularly crucial in industries like finance, healthcare, and government, where data security is paramount. The company also discussed its ongoing efforts to combat SIM swapping and other account takeover techniques.

Benefits of Yubico’s Approach

* Enhanced Security: Hardware security keys provide a significantly higher level of security compared to passwords, SMS codes, or software-based authenticators.

* Phishing Resistance: YubiKeys are immune to phishing attacks, as they require physical presence and cryptographic verification.

* Improved User Experience: passwordless authentication with YubiKey is faster and more convenient then conventional methods.

* reduced IT Costs: Elimin

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