Ho Chi Minh City, Vietnam – For Markeiz Ryan, 36, a new chapter began far from his Maryland roots.A challenging financial change during the 2008 economic downturn shaped his path, ultimately leading him to a life of greater financial independence and well-being in Southeast Asia.
A Military Career and a Turning Point
Table of Contents
- 1. A Military Career and a Turning Point
- 2. Embracing a New Life in vietnam
- 3. The Cost of Living and Quality of Life
- 4. A Sense of Purpose and Community
- 5. The rise of Expat Living in Southeast Asia
- 6. Frequently Asked Questions about Living in Vietnam
- 7. How can veterans utilize VA healthcare benefits while living abroad in Vietnam?
- 8. 36-Year-Old Air Force Veteran lives in Vietnam as a Content Writer on a Monthly Budget of $4,000
- 9. From Military Service to Digital Nomad Life in Vietnam
- 10. Understanding the Appeal: Why Vietnam?
- 11. Breaking Down the $4,000 monthly Budget
- 12. 1. Accommodation ($800 – $1,500)
- 13. 2. Food & Dining ($400 – $800)
- 14. 3. Transportation ($100 – $300)
- 15. 4. Healthcare & Insurance ($100 – $300)
- 16. 5. Entertainment & leisure ($300 – $600)
- 17. 6. Visas & Administrative Costs ($100 – $200)
- 18. 7. Miscellaneous ($300 – $500)
- 19. Leveraging Veteran Benefits for Life in Vietnam
Ryan enlisted in the U.S. Air Force in 2010, serving in various international locations, including Korea, Germany, and Africa. A disciplinary issue in Korea in 2016, resulting in a demotion and loss of pay, proved to be a pivotal moment. It prompted introspection and a reevaluation of his life’s direction.
During his restriction to base, Ryan planned a trip to Vietnam to visit a friend.He discovered a sense of peace and happiness that he hadn’t experienced before, the beginning of a new life plan.
Embracing a New Life in vietnam
After completing his service at a Wyoming base and receiving an honorable discharge in 2019, Ryan relocated to Vietnam. He currently sustains himself on approximately $4,000 per month, a lifestyle made possible by a lower cost of living and diverse income streams.
Ryan receives financial support from several sources. These include roughly $1,500 in Veteran’s Affairs disability benefits, $1,000 from the GI Bill while pursuing a master’s degree, and $900 to $1,300 from teaching english.Additional income from voiceover work (ranging from $200 to $600 monthly) and day trading (averaging $300 per month) supplements his earnings.
“This may not seem substantial in the United States, but it provides a comfortable middle-class or even above-middle-class lifestyle in Vietnam,” Ryan states.
The Cost of Living and Quality of Life
Ryan resides in Ho Chi Minh City, in a two-bedroom apartment within one of the city’s tallest residential buildings. His monthly expenses are notably lower than they would be in the U.S. Rent costs $850 per month,and utilities total around $130,encompassing electricity,water,and housekeeping. He also allocates $1,000 annually for health insurance and a minimal $3 per week for motorcycle fuel.
Vietnam, he says, offers a level of safety and tranquility he hadn’t found elsewhere. Though, he acknowledges the noise pollution as a drawback, a common experience for residents in bustling Vietnamese cities.
| Expense | Monthly cost (USD) |
|---|---|
| Rent | $850 |
| Utilities | $130 |
| Health Insurance (Annual/Monthly Average) | $83.33 |
| Motorcycle Fuel | $12 |
| Groceries | $100 – $400 |
Did you Know? According to Numbeo’s 2024 Cost of Living data, Ho chi Minh City is approximately 45% cheaper than New York City.
A Sense of Purpose and Community
Ryan is currently learning Vietnamese, and while not yet fluent, he believes he is progressing better than most expats. He’s lived in Vietnam for six years and has no immediate plans to return to the United States, citing a newfound sense of purpose and financial freedom.
“In America, I felt constantly pressured to chase a standard I could never reach. Here in Vietnam, monetary pressure is lessened, and I can focus on personal growth and happiness,” he explains. “Every day brings a list of things I *want* to do, not just things I *need* to do.”
The rise of Expat Living in Southeast Asia
Ryan’s story reflects a growing trend of individuals, particularly veterans and remote workers, seeking more affordable and fulfilling lifestyles in Southeast Asian countries like Vietnam, Thailand, and Malaysia.International Living reports a consistent increase in expats choosing these destinations for their lower cost of living, favorable climate, and rich culture.
Pro Tip: Before relocating abroad, research visa requirements, healthcare options, and local laws. Building a network of expats and learning basic phrases in the local language can greatly enhance your experience.
Frequently Asked Questions about Living in Vietnam
- What is the average cost of living in Vietnam? The average cost of living in Vietnam can range from $800 to $2,000 per month, depending on lifestyle and location.
- Is vietnam a safe place for expats? Vietnam is generally considered a very safe country for expats, with low crime rates.
- Can I live comfortably in Vietnam on $2,000 a month? Yes, $2,000 a month can provide a very comfortable lifestyle in most parts of vietnam.
- What are the visa requirements for living in vietnam? visa requirements vary depending on your nationality and length of stay.
- Is healthcare accessible in Vietnam? Healthcare is becoming increasingly accessible and affordable in Vietnam, with both public and private options available.
- What’s the best way to learn Vietnamese? Online courses,language exchange partners,and immersive classes are all effective methods.
- Is it easy to find English teaching jobs in Vietnam? There’s consistent demand for qualified English teachers throughout Vietnam, particularly in major cities.
What factors would influence your decision to relocate to a different country? Share your thoughts in the comments below!
How can veterans utilize VA healthcare benefits while living abroad in Vietnam?
36-Year-Old Air Force Veteran lives in Vietnam as a Content Writer on a Monthly Budget of $4,000
From Military Service to Digital Nomad Life in Vietnam
The allure of Southeast Asia, especially Vietnam, is growing for remote workers and those seeking a lower cost of living. Increasingly, veterans are leveraging their skills and benefits to forge new paths abroad. This article explores how a 36-year-old Air Force veteran is thriving as a content writer in Vietnam, managing comfortably on a $4,000 monthly budget. We’ll break down the lifestyle, costs, and practical considerations for anyone contemplating a similar move. This is a real look at expat life in Vietnam for Americans.
Understanding the Appeal: Why Vietnam?
Vietnam offers a compelling combination of affordability, vibrant culture, and a growing digital infrastructure. For a veteran transitioning to civilian life, or simply seeking a change, it presents unique opportunities.
* Cost of Living: considerably lower then the US, Canada, or Western Europe.
* Visa Options: Relatively straightforward visa processes for long-term stays, including business visas and potential pathways to residency.
* Community: A burgeoning expat community, particularly in major cities like Ho Chi Minh City (Saigon) and Hanoi, offering support and networking opportunities.
* Culture: Rich history, delicious cuisine, and pleasant locals. Understanding Vietnamese traditions and customs is key to integration.(Routard.com provides a good overview – see resources at the end).
* Internet Access: Reliable and affordable high-speed internet, essential for remote work.
Breaking Down the $4,000 monthly Budget
Let’s dissect how a $4,000 budget can support a comfortable lifestyle in Vietnam.These figures are estimates and can vary based on lifestyle choices and location.
1. Accommodation ($800 – $1,500)
* Apartment Rental: A modern, fully furnished one-bedroom apartment in a desirable district of Ho Chi Minh City or Hanoi typically ranges from $600 to $1,200 per month.
* Shared Accommodation/Coliving: Options are available for around $300 – $500, ideal for those prioritizing community and minimizing costs.
* Long-Term Leases: negotiating a longer lease (6 months or more) can often secure a better rate.
2. Food & Dining ($400 – $800)
* Local Eateries (Pho, Banh Mi): Incredibly affordable, with meals costing as little as $1-3.
* Grocery Shopping: Local markets offer fresh produce at significantly lower prices than Western supermarkets.
* Western Restaurants: Expect to pay similar prices to the US for Western cuisine.
* Cooking at Home: A significant cost saver, especially for those with dietary restrictions.
3. Transportation ($100 – $300)
* motorbike Rental: The most common and affordable mode of transport ($50-100/month). Requires a valid Vietnamese driver’s licence.
* Grab (ride-Hailing): Convenient and relatively inexpensive for short distances.
* Public Transportation: Buses are available in major cities, but can be crowded.
* Taxis: More expensive than Grab.
4. Healthcare & Insurance ($100 – $300)
* Local Healthcare: Affordable and generally good quality,particularly in major cities.
* International Health insurance: Highly recommended for complete coverage and peace of mind. Costs vary depending on the plan and coverage level.
* Dental Care: Excellent and affordable dental services are readily available.
5. Entertainment & leisure ($300 – $600)
* Social Activities: Exploring local markets, visiting temples, enjoying coffee shops.
* Travel: Vietnam is a fantastic base for exploring Southeast Asia. Budget-friendly travel options are plentiful.
* Gym Membership/Fitness: Affordable gym memberships are available.
* Language Classes: Learning Vietnamese can enhance yoru experience and integration.
6. Visas & Administrative Costs ($100 – $200)
* Visa Extensions: Costs vary depending on the visa type and duration.
* Local Registration Fees: Required for long-term stays.
* Banking fees: Consider fees associated with international money transfers.
7. Miscellaneous ($300 – $500)
* Internet & Mobile Data: Affordable and reliable.
* Clothing & Personal Items: Readily available at reasonable prices.
* Unexpected Expenses: It’s always wise to have a buffer for unforeseen costs.
Leveraging Veteran Benefits for Life in Vietnam
US veterans have access to several benefits that can be particularly helpful when living abroad.
* VA healthcare: While direct access to VA facilities is limited, veterans may be eligible for reimbursement of healthcare costs incurred in Vietnam.
* Education Benefits (GI Bill): Can be used for online courses or language learning.
* Financial Planning: Utilizing veteran-specific financial resources to manage finances
