Prestamype Breaks Barriers: Loans Now Available for Peruvians on the Infocorp List
LIMA, Peru – In a significant development for financial inclusion in Peru, Prestamype, a rapidly growing fintech company, is now offering loans to individuals previously excluded due to their listing on Infocorp, the country’s credit bureau. This breaking news provides a lifeline for thousands of Peruvians seeking funds for debt consolidation, business investment, or emergency expenses. This is a game changer for SEO and financial access in Peru.
The Infocorp Challenge and Prestamype’s Solution
For many Peruvians, a listing on Infocorp automatically slams the door on traditional loan opportunities. Banks often reject applications from individuals with negative credit history, creating a frustrating cycle of financial exclusion. Prestamype directly addresses this issue with a flexible risk assessment model that doesn’t automatically disqualify applicants based solely on their Infocorp status. This isn’t just about offering loans; it’s about redefining access to capital.
Loan Details: Amounts, Rates, and Terms
Prestamype’s loans range from S/15,000 to S/2 million, with competitive monthly interest rates starting at just 1.19%. Borrowers can choose repayment terms from 1 to 6 years, and, uniquely, have the option to renew their loan after a prior evaluation. Disbursements are remarkably quick, averaging just 15 days – a stark contrast to the often lengthy processes at traditional banks. The ability to customize amortization schedules further empowers borrowers to manage their finances effectively.
Why Prestamype Stands Out: A Fintech Leader
Founded on the principles of security, trust, and fair conditions, Prestamype has quickly gained recognition as a reliable startup in Peru. Backed by international investors and lauded by Forbes as one of the 100 best startups in the country, the company is registered with the Peruvian Loan Companies Registry (Res. SBS 05939-2019). But Prestamype’s success isn’t just about accolades; it’s about a commitment to serving an underserved population. The rise of fintech companies like Prestamype is reshaping the financial landscape, offering alternatives to traditional banking and driving innovation in lending practices.
Requirements and Eligible Locations
To qualify for a Prestamype loan, applicants must own a property – a house, apartment, office, or commercial space – registered in the SUNARP and free of any legal encumbrances. Currently, properties must be located in Metropolitan Lima, Callao, Arequipa, Trujillo, Huancayo, Piura, Chiclayo, Chimbote, Chanchamayo, Huaraz, San Martín, Chachapoyas, Utcubamba, Cajamarca, or Cusco. Pre-qualification is straightforward and doesn’t require fear of automatic rejection based on Infocorp history.
The Future of Inclusive Finance in Peru
Prestamype’s initiative represents a significant step towards greater financial inclusion in Peru. By challenging conventional lending criteria and embracing innovative risk assessment models, the company is opening doors for individuals who have long been excluded from the financial system. This move could spur further competition within the lending market, ultimately benefiting consumers and driving economic growth. As more fintech companies enter the Peruvian market, we can expect to see even more creative solutions designed to address the unique financial needs of the population.
If you’re seeking capital to stabilize your finances, launch a business venture, or navigate an unexpected expense, Prestamype offers a secure and efficient pathway to funding. Explore your options and request a loan today.