US HEPO Deposit: Blockchain Figure Technology Service Credit Institute Reports Revenue Growth – TradingView News

Technology solutions is preparing for its initial public offering, riding a wave of increased investor interest in cryptocurrency-linked companies.">
August 19, 2025

New York, NY – Figures Technology Solutions revealed a 22% revenue increase for the first half of 2025 as it prepares to launch its initial public offering in the United States. The company, a blockchain-based financial services platform, is capitalizing on a growing appetite for digital asset investments.

Rising Tide of Crypto IPOs

Figures is not alone in seeking public funding. The company joins a growing number of cryptocurrency-focused businesses aiming to tap into public markets. Gemini, the cryptocurrency exchange founded by the Winklevoss twins, filed for its New York IPO just last week, signaling a broader trend. A favorable regulatory climate, especially under the recent Trump administration policies, and the prominence of firms like Circle, a leading stablecoin issuer, have fostered a bullish environment for the digital asset sector.

Financial Performance and Growth

Figures reported revenues of $191 million for the six months ending June 30, representing a considerable 22.4% increase. This growth translated into a profit of $29 million, a notable turnaround from the $13 million loss recorded during the same period last year. The company plans to offer shares to the public, with existing shareholders also participating in the sale. According to Josef Schuster, CEO of Ipox, “The cryptocurrency sector is rapidly becoming a significant driver of the IPO market, with increasing activity expected not only through traditional IPOs but also through special Purpose Acquisition Companies (SPACs).”

Blockchain at the Core of Figures’ Business

Founded in 2018 by technology entrepreneur Mike Cagney, Figures has established itself as a blockchain-native platform facilitating loans, trading, and investments in areas like consumer credit and digital assets. The company has originated over $16 billion in loans through its network of over 160 partners. Cagney emphasized the potential of blockchain technology to unlock liquidity in historically illiquid markets, stating, “By bringing historically illiquid activities, such as loans, onto the blockchain, we can create new opportunities for investment and efficiency.”

Key Figures Financial Summary

Metric	H1 2025	H1 2024
Revenue	$191 million	$156.2 million
Net Income	$29 Million	-$13 Million
Loans Originated	$16 Billion+	$12 Billion+ (Estimate)

Cagney, who previously co-founded the fintech company SoFi, will continue to hold significant voting power in Figures following the IPO. In 2021, Figures secured $200 million in funding, achieving a valuation of $3.2 billion.

Goldman Sachs, Jefferies, and Bofa Securities are serving as the lead underwriters for the offering. Figures will trade on the Nasdaq Stock Market under the ticker symbol “figr”.

Did you know? The number of companies exploring blockchain integration across various industries has increased by 65% in the last year, according to a recent report by Deloitte.

Pro Tip: Before investing in any IPO, carefully review the company’s prospectus and consider your own risk tolerance.

What impact will increased regulation have on the future of crypto IPOs? And how will blockchain technology continue to reshape traditional financial markets?

The Growing Importance of Blockchain in Finance

Blockchain technology is increasingly recognized for its potential to revolutionize financial services. Beyond cryptocurrency, blockchain applications are emerging in areas such as supply chain management, digital identity, and voting systems. the inherent security and transparency of blockchain are driving adoption across industries. Furthermore, the development of decentralized finance (DeFi) platforms is challenging traditional financial institutions and creating new opportunities for innovation.

Frequently Asked Questions about Figures IPO

• What is a blockchain IPO? A blockchain IPO refers to an initial public offering by a company that utilizes blockchain technology as a core component of its business model.
• What does Figures do? figures is a blockchain-native platform providing loans, trading, and investment opportunities in consumer credit and digital assets.
• What is the ticker symbol for Figures? Figures will trade on the Nasdaq Stock Market under the ticker symbol “Figr”.
• Who are the lead underwriters for the Figures IPO? Goldman Sachs, Jefferies, and Bofa Securities are the lead underwriters.
• What is DeFi? Decentralized Finance (DeFi) refers to financial applications built on blockchain technology, aiming to provide more open, transparent, and accessible financial services.

Share your thoughts on figures’ IPO and the future of blockchain in the comments below!

What is the core mechanism by wich HEPO deposits offer higher yield potential compared to traditional fixed income?

Understanding the HEPO Deposit System & Figure Technologies

the US HEPO (Hybrid Equity Portfolio Offering) deposit system, facilitated by Blockchain Figure Technology Service Credit Institute, is gaining traction as a novel approach to alternative investing. Recent reports,highlighted on TradingView,indicate important revenue growth,signaling increased adoption and investor confidence.This system leverages blockchain technology to streamline the process of investing in private market assets, traditionally inaccessible to many.

HEPO deposits essentially allow investors to earn yield on US Treasury securities while simultaneously gaining exposure to alternative asset classes. This is achieved through a unique structure that combines the security of government bonds with the potential for higher returns offered by private credit and equity investments.Figure Technologies plays a crucial role in this ecosystem,providing the technological infrastructure and regulatory compliance framework.

Key Revenue Growth Drivers

Several factors are contributing to the reported revenue growth of the US HEPO deposit system:

Increased Institutional Adoption: More financial institutions are integrating HEPO deposits into their offerings, expanding access to a wider investor base.

Rising Interest Rates: The current interest rate habitat makes the yield generated by HEPO deposits particularly attractive.

Demand for Alternative Investments: Investors are increasingly seeking diversification beyond traditional stocks and bonds, driving demand for alternative asset classes.

technological Advancements: Figure Technologies’ blockchain-based platform enhances efficiency, transparency, and security, attracting both investors and issuers.

Regulatory Clarity: Growing clarity around the regulatory landscape for digital securities is fostering greater confidence in the HEPO deposit system.

How Blockchain Technology Enhances HEPO Deposits

Blockchain technology is fundamental to the functionality and benefits of HEPO deposits. Here’s a breakdown:

Tokenization of Assets: Private market assets are tokenized, meaning they are represented as digital tokens on a blockchain. This fractionalizes ownership, making them more accessible to smaller investors.

Automated compliance: Smart contracts automate compliance processes, reducing costs and minimizing the risk of errors.

Real-Time Settlement: Blockchain enables near real-time settlement of transactions, eliminating delays and improving liquidity.

Enhanced Transparency: All transactions are recorded on a public, immutable ledger, providing greater transparency for investors.

Reduced Counterparty Risk: Smart contracts enforce the terms of the agreement, reducing the risk of counterparty default.

Figure Technologies: The Core Infrastructure Provider

Figure Technologies is a leading provider of blockchain-based solutions for the financial services industry. Their platform is specifically designed to support the issuance, trading, and management of digital securities, including those used in HEPO deposits.

Key features of the Figure Technologies platform include:

ProvenTrack: A blockchain-based system for tracking the lifecycle of loans and other financial assets.

Figure Exchange: A secondary market for trading digital securities.

Figure Lending: A platform for originating and servicing private credit loans.

Figure Institutional: Solutions tailored for institutional investors.

Benefits of Investing in US HEPO Deposits

Compared to traditional investment options, US HEPO deposits offer several potential advantages:

Higher Yields: Potential for higher returns compared to traditional fixed-income investments.

Diversification: Access to alternative asset classes that are typically unavailable to individual investors.

Liquidity: the ability to trade digital securities on secondary markets (like Figure Exchange) provides greater liquidity.

Transparency: Blockchain technology provides greater transparency into the underlying assets and transactions.

Security: Blockchain-based security measures protect against fraud and cyberattacks.

HEPO Deposits vs. Traditional Fixed Income

| Feature | US HEPO Deposits | traditional Fixed Income |

|—|—|—|

| Yield Potential | Higher | Lower |

| Asset Class exposure | Alternative Assets (private Credit, Equity) | Primarily government & Corporate Bonds |

| Liquidity | Perhaps Higher (via secondary markets) | Generally Lower |

| Transparency | High (Blockchain-based) | Moderate |

| Accessibility | Increasing (through platforms like Figure) | Generally accessible |

| Technology | Blockchain-driven | Traditional Financial Systems |

Future Outlook & Potential Challenges

The future of US HEPO deposits appears promising, with continued growth expected as the technology matures and regulatory frameworks become more established. However,several challenges remain:

Regulatory Uncertainty: Ongoing regulatory developments could impact the growth of the HEPO deposit system.

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