CardUp Offers credit Card Rewards on Traditionally Excluded Payments, Announces Promo Codes for 2025
NEW YORK (Archyde.com) — CardUp,a payment platform that allows users to accrue valuable credit card rewards on expenses typically excluded from such programs,has announced a suite of promotional codes for 2025. These codes offer reduced administrative fees on various payment types, potentially maximizing reward earnings for savvy consumers.
The platform works by enabling users to pay expenses like insurance premiums, school tuition, taxes, rent, utilities, and even car loans with their credit cards. These categories traditionally do not qualify for credit card rewards. CardUp charges the user’s credit card for the payment amount plus an administrative fee,then remits the payment to the intended recipient via bank transfer. The recipient does not need to be registered with CardUp. users earn credit card rewards on the total amount charged, including the admin fee.
While CardUp typically charges an admin fee of up to 2.6%, these promotions can considerably reduce that cost, making the proposition of earning miles and points on these payments more attractive.Here’s a breakdown of the available CardUp promo codes for 2025, categorized for clarity:
How CardUp Works:
- A user submits a payment request through the CardUp platform.
- CardUp charges the user’s designated credit card for the payment amount, including the applicable administrative fee.
- CardUp then makes a bank transfer to the intended recipient on the user’s behalf.
Supported Payment Categories:
CardUp supports a wide array of payment categories, including:
Car Loans
Car Rental & Leasing
Condo & MCST Fees
Education Expenses
Electricity Bills
Helper Salaries
insurance Premiums
Miscellaneous Payments
Mortgage Loans
Property Agent Fees
Renovations
Rent Payments
Season Parking Fees
Taxes
Promo Codes for All Banks (Mastercard and Visa Only):
| Promo Code | Fee | Applicable Payment | Credit Card |
| :——— | :——– | :———————– | :———- |
| MCTAX25N | 1.55% | Tax | Mastercard |
| MCTAX25 | 1.67% | Tax | Mastercard |
| MLTAX25R | 1.75% | Tax (Recurring) | Visa |
| VTAX25ONE | 1.75% | Tax | Visa |
| MILELION | 1.79% | Any payment ex. tax.| Visa |
| SAVERENT179| 1.79% | Rent | Visa, MC |
| REC185 | 1.85% | Recurring payments ex. tax | Visa |
| GLOBE185 | 1.85% | Overseas payments | Visa |
| OFF225 | 2.25% | Any payment ex. tax.| Visa, MC |
Promo Codes for OCBC Cardholders only:
| Promo Code | Fee | Applicable Payment | Credit Card |
| :——— | :——– | :—————– | :——————————– |
| OCBC90N155 | 1.55% | Any payment | OCBC 90°N Visa & Mastercard |
| OCBC155 | 1.55% | Any payment | OCBC VOYAGE & Premier Visa Infinite |
| OCBCTAX173 | 1.73% | Tax | OCBC Cards |
Important Considerations:
Most of the current promotions are exclusively for Mastercard and Visa cardholders.
American Express promotions are occasionally available but are often offered in limited quantities.
* The “cost per mile” earned is calculated by dividing the administrative fee by the number of miles earned.
Expert opinion:
“CardUp offers a unique opportunity for consumers to leverage their credit cards for expenses that typically don’t earn rewards,” says travel and personal finance expert, Sarah Chen. “By strategically utilizing promo codes, users can minimize fees and maximize their return in the form of valuable miles and points, potentially offsetting the cost of travel or other rewards.”
Consumers are encouraged to carefully review the terms and conditions of each promo code and assess their individual spending habits to determine the potential benefits of using CardUp.
