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BICENTENARIO BANK CREDIT 2024: How to apply?

BICENTENARIO BANK CREDIT 2024: How to apply? Applicants must meet a series of requirements to qualify for the benefits of the banking entity.

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BICENTENARIO BANK CREDIT 2024: How to apply?

He bicentenary Bank is a financial institution created in 2009. Today, it offers a variety of products and services adapted to the current needs of its customers.

How to apply for a loan at Banco Bicentenario?

If it is your first time applying for a loan from a bank and you don’t know how to do it, don’t worry. To do so, you will need to meet a series of prerequisites, such as:

  • Be a natural person over 18 years of age.
  • If you are a foreigner, you must be a resident in the country and have been here for a minimum of two years.
  • Have been a Banco Bicentenario client for six months.
  • One year of demonstrable employment continuity.
  • You must have a history of bank loans and/or a credit card.

What are the requirements to apply for a personal loan?

The process for applying for a personal loan includes legal, economic, financial and guarantee requirements. Below we detail each one:

-Legal:

  • Duly signed credit application form.
  • Copy of the applicant’s and spouse’s ID cards (if applicable). If the marital status differs from that on the ID card, the applicant must have a legal document proving this.
  • Tax Information Registry (RIF) file of the applicant (current) and spouse (if applicable).

-Economic:

  • Copy of the 3 bank statements from the last three months along with the identification of the holder, reflecting the financial products that he or she has in other banks.

-Financial:

  • Personal or joint balance sheet history (if married).

Additionally, If the applicant is dependent, he/she must present:

  • Original employment certificate valid for a maximum of three months, written on company stationery with all relevant identification information.
  • Copy of the last three payroll payment receipts.

While If the applicant is independent, he/she must include:

  • Original income certificate, signed by a certified public accountant, issued on security paper. Also, valid for a maximum of three months.
  • Latest Income Tax return (if applicable).

BICENTENARIO BANK CREDIT 2024: How to apply?

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2024-07-11 00:58:29

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