2023-09-05 14:29:00
On January 22, 2024, bpost bank will be integrated into BNP Paribas Fortis (BNPPF), subject to obtaining the approval of the competent authorities. Therefore, the bpost bank brand will disappear from the streets and post offices and will be replaced by the BNPPF brand and logo.
“In January 2024, all existing packs will disappear both at BNPPF and at bpost bank.”
Valéry Halloy
BNPPF Spokesperson
It is also at this time that bpost bank customers will become BNPPF customers and that the latter will launch a new business strategy.
Concretelycustomers will now have access to two new subscription plans for day-to-day banking. “In January 2024, all existing packs will therefore disappear both at BNPPF and at bpost bank”, explains Valéry Halloy, the spokesperson for BNPPF.
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Tailor-made banking offer
In detail, these are the packs Easy Go (2 euros/mois) et Easy Guide (5.5 euros/month). Each of these packs provides a similar basic offer: a current account, two debit cards, six manual transactions/year/account and access to online and mobile banking services.
The only difference in this basic offer, it is the provision of two credit cards in Easy Guide.
If the bank’s customers want to have more services, this offer can be extended via different options. “They will only pay for the services they really need”, specifies BNPPF.
Count 1.20 euro/month pour an additional debit card, 2,25 euros/month for a Visa Classic card or 4,25 euros/month for a Mastercard Gold card.
Customers who need a unlimited number of manual transactions have to add 5 euros/month. Only customers who have an Easy Guide pack can add one or two additional current accountswith 2 euros/month.
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Bank account insurance
This means, for example, that couples who each have their current account and a joint account via the Premium Pack BNPPF (7.50 euros/month) will not pay more: 5.50 euros/month for the basic offer and 2 euros/month for additional current accounts. “Per account added, two debit cards are included”, confirms Valéry Halloy.
4,25€
PER YEAR
The bank account insurance included in the BNPPF packs will become an option.
On the other hand, they will lose benefits: the Premium Pack includes twelve manual transactions (against six for the Easy Guide).
Moreover, the bank account insurance included in the BNPPF packs will become an option (4.25 euros/account/year). Thanks to it, if you die as a result of an accident, your loved ones will receive compensation equal to the positive balance of your payment account the day before the accident.
Note that the one with a Comfort Pack (3.50 euros/month), who only needs a current account and who can do without this insurance will be a winner with Easy Go. He will only pay more than 2 euros/month and it will have an additional service: six manual transactions.
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Increases for bpost bank customers
For their part, bpost bank customers will pay a little more following this integration. Currently, b.compact costs 1.50 euros/month, or 50 cents less than Easy Go. But at the exchange, they gain a second debit card and six manual transactions.
All the options offered as part of these two packs will be free for the whole of 2024.
“A b.compact customer must pay for card replacements and instant transfers, whereas via BNPPF, it will be free”, adds Valéry Halloy. He adds that a b.compact customer can migrate to a free Hello Pack account.
For holders of a compte b.comfort (4.50 euros/month) also, the score will be (a little) higher (depending on their needs). For 1 euro more per month, they will win an extra credit card more they will lose unlimited manual transactions, an option that will cost – as a reminder – 5 euros/month, but only from 2025.
Fact, all the options offered as part of these two packs will be free for the whole of 2024.
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Instructions for changing banks
Agenda
Towards the end of September 2023, each BNPPF client will be advised of the pack that best meets their needs.
From November 19, 2023customers will no longer be able to change packs. They will be able to do so again from January 22, 2024.
Moreover, THE Fintro customers are not affected by these new subscription formulas.
New habits
As of January 22, 2024, non-cash self-banking machines at post offices will be deactivated. Consequently, bpost customers who want keep paper statements despite everything, will have to opt for a monthly postage at 1 euro/month, in addition to postage.
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Concerning paper transfersthe forms can be deposited in mailboxes provided for this purpose in the post offices, Mail Points and agencies BNPPF.
Attention, unless you subscribe to the paid option “unlimited manual operations” at 5 euros/monthfrom the 7th transfer, each transaction will be charged 2 euros (from 2025)!
What does not change for bpost bank customers
They will keep their account number(s) ;THE automatic transactions (standing order and direct debit) and bank cards will remain active; card readers will remain usable (even when customers eventually receive a new Bancontact-Visa debit card); warrants will be maintained.
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