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The French government has initiated an accelerated process to recognize the state of natural disaster in the Gironde department following major flooding that began on February 11, 2026. This decision aims to expedite compensation for individuals, businesses, and municipalities affected by the disaster through the “natural disaster” (Cat. Nat.) insurance guarantee. Procedures for recognition are now underway for impacted communities.
The flooding in Gironde has caused significant damage, prompting the government to streamline the process for affected parties to receive financial assistance. The accelerated procedure focuses on providing timely support to those who have suffered losses due to the recent severe weather events. This move underscores the government’s commitment to assisting communities in recovering from the widespread damage.
Communes in the Gironde department have two options for submitting their requests for recognition as a natural disaster zone. They can directly submit their application online via the iCatNat application before Sunday evening, or they can request the Gironde prefecture to submit a formal request on their behalf through the same platform before the same deadline. This streamlined approach is designed to expedite the process and ensure that aid reaches those who need it quickly.
The accelerated procedure will initially focus on claims related to flooding caused by overflowing rivers, runoff, and associated mudslides. Other phenomena observed, such as rising groundwater levels and landslides, will be addressed in a subsequent, standard procedure. Damage caused by wind is not covered under the natural disaster guarantee but falls under separate insurance policies for “storm,” “snow,” or “hail,” according to government guidelines.
Expedited National Review Process
The initial applications will be reviewed by an interministerial commission next week, based on technical assessments provided by the prefecture. Following the commission’s review, an interministerial decree will be published in the official journal and sent directly to the communes, formally recognizing them as disaster zones and initiating the insurance claims process. This coordinated effort aims to ensure a swift and efficient response to the widespread damage.
Communes seeking further information regarding the natural disaster procedure or requiring support can contact the prefecture’s services at [email protected] or by phone at 05 56 90 60 37, including on weekends. The prefecture of the Nouvelle-Aquitaine region and the Gironde department, Étienne GUYOT, has pledged full support to the affected communities, with state services fully mobilized to facilitate timely compensation.
The government’s swift action to declare a natural disaster and expedite the compensation process is a critical step in helping the communities of Gironde recover from the recent devastating floods. The focus on streamlining the application process and prioritizing claims related to the most common types of flood damage demonstrates a commitment to providing rapid assistance to those in need.
As the interministerial commission begins its review of the submitted dossiers, the focus will shift to the practical implementation of the compensation process. Communes and residents will need to work closely with their insurance providers to file claims and receive the financial assistance they are entitled to. The prefecture will continue to provide support and guidance throughout this process.
The situation remains fluid, and ongoing monitoring of water levels and potential for further flooding is crucial. Residents are encouraged to stay informed through official channels and follow any guidance issued by local authorities. The long-term recovery process will require sustained effort and collaboration between the government, insurance companies, and the affected communities.
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