2023-09-19 21:56:00
Sberbank has canceled discounts on rates for preferential mortgages. The changes come into force on September 20. The credit institution reported this.
“Sberbank sets a single rate for all lending purposes under preferential mortgage programs. Discounts on rates for purchasing an electronic registration service are also being cancelled,” RBC reports a message from Sberbank.
According to the credit institution, the down payment on a preferential mortgage increases to 20.1%. However, the cost of the loan for already approved applications will remain unchanged. Under the “State Support” program, the minimum rate for any purpose will be 8%, under the “Family Mortgage” program – 6%, under the “Mortgage for IT” – 5%, under the “Far Eastern Mortgage” and “Mortgage under a state certificate” – 2%, when taking out life and health insurance, Sberbank reported. In addition, Sberbank intends to soon increase the yield on deposits.
Earlier, Svetlana Razvorotneva, deputy chairman of the State Duma Committee on Construction and Housing and Public Utilities, proposed making the same mortgage percentage for people with low incomes as for residents of new regions – 2%. Members of the committee sent this initiative to the Ministry of Construction, writes “National News Service».
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