DR Gas Stations and Banks Negotiate to Maintain Card Payments

Anadegas has agreed to maintain credit and debit card payment processing at fuel stations while entering dialogues with the government and banking representatives. This move averts a planned withdrawal of point-of-sale (POS) terminals that threatened to disrupt fuel distribution across 780 stations.

This is a tactical pause. The friction stems from an imbalance in the payment ecosystem: fuel stations operate on margins while banks capture percentages of every transaction. When the threat of a “cash-only” Monday loomed, the government stepped in to prevent a logistical nightmare.

The Bottom Line

  • Operational Continuity: Over 780 stations will continue accepting cards.
  • The Fee Conflict: The core dispute centers on the RD$330,000 million in commissions estimated to have been received by banks via verifones during 2025.
  • Regulatory Intervention: The government is now mediating between Anadegas and the banking sector.

But the balance sheet tells a different story. For the gas station owner, the “verifone” is a cost center. According to reports from El Nuevo Diario, banks received an estimated RD$330,000 million in commissions from these terminals during 2025. In a sector where price ceilings are often regulated or highly competitive, these fees impact operators.

Here is the math: when a consumer pays for a full tank via credit card, the merchant pays a percentage to the acquiring bank. The aggregate volume of fuel sales makes this a commission stream for the financial sector. Anadegas is leveraging the threat of terminal withdrawal to force a reduction in these rates.

How the Commission Gap Fuels the Dispute

The tension is a clash between retail and financial services. The banking sector relies on these streams of transaction fees. However, the scale of the RD$330,000 million figure has become a flashpoint for station owners who feel the current fee structure is predatory.

How to Dispute Unauthorized Bank Charges
Metric 2025 Estimated Impact Stakeholder Affect
Bank Commissions RD$330,000 million Revenue Gain (Banks)
Affected Stations 780+ Units Operating Cost (Anadegas)
Payment Status Maintained Consumer Stability

If Anadegas had proceeded with the withdrawal of terminals, the immediate effect would have been a “cash crunch” at the pump. For commercial logistics companies, a shift to cash would have created an administrative disaster. This is why the government’s intervention was about macroeconomic stability.

Why the Government is Mediating the Banking Sector

The Dominican government cannot afford a fuel distribution crisis. Fuel is a primary input for the economy. A sudden shift to cash-only payments would have likely led to long queues, localized fuel shortages, and an increase in “informal” cash handling.

By facilitating a dialogue between Anadegas and banking representatives, the state is attempting to find a “middle path” where commission rates are lowered enough to satisfy station owners without destabilizing the revenue models of the commercial banks.

What Happens Next for the Fuel Market

The immediate crisis is averted, but the underlying structural issue remains. The “dialogue” mentioned by Anadegas is a negotiation. If the banks refuse to budge on the RD$330,000 million commission structure, the threat of terminal withdrawal will return.

Investors and business owners should watch for any official announcement of a commission rate for the fuel sector. If Anadegas succeeds in lowering these costs, we may see a domino effect across the Dominican retail landscape.

For now, the markets remain stable. The decision to keep cards active ensures that the flow of capital through the pumps continues. However, the financial friction is still there.

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Daniel Foster - Senior Editor, Economy

Senior Editor, Economy An award-winning financial journalist and analyst, Daniel brings sharp insight to economic trends, markets, and policy shifts. He is recognized for breaking complex topics into clear, actionable reports for readers and investors alike.

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