Even if supply increases and regulations are lifted… The pre-sale market is still on a 'spring day'

delivery time2023-03-03 20:26

[앵커]

This month, more than 20,000 apartments are being sold across the country.

Loan regulations have also been eased, allowing multi-homed people in regulated areas to take out loans.

However, due to the still high interest rate, there is a prospect that the polarization phenomenon according to location will become clearer.

This is reporter Choi Deok-jae.

[기자]

The number of apartments scheduled for sale this month is 20,543, including 12,099 in the metropolitan area and 8,444 in the non-metropolitan area.

There are also large-scale sales of 1,800 households in Dongdaemun-gu, Seoul, 1,500 households in Pyeongtaek, Gyeonggi-do, and 3,000 households in Nam-gu, Busan.

The entry threshold to areas tied to regulations such as Gangnam-gu, Seoul has also been lowered slightly.

With the disappearance of the 200 million won home mortgage loan limit for apartments in excess of 1.5 billion won in speculation zones and overheated speculation districts, you can take out a loan within the limits of the housing mortgage ratio LTV or total debt repayment ratio DSR.

Experts say that it can be seen as a positive sign that the increase in supply and deregulation are coupled with March, which is usually considered the peak season for sales, but the problem is still high interest rates.

<김성용 연구실장 / 한국공인중개사협회> “The interest rate is being lowered a little bit from a policy point of view, but you can’t feel that it has fallen that much in terms of the market.”

As it is difficult for Maggie to live as a whole, there are signs that the ‘covering the stones’ will intensify depending on the location.

Previously, in the sale last month, the new town complex in Gangseo-gu, Busan, where the subway is scheduled to enter, recorded an average competition rate of 11.48 to 1 in the first place, while the subscription competition rate in a complex in Yangju, Gyeonggi Province was only 0.8 to 1.

In addition, the rise in the price of construction materials and labor costs is also a burden, so it will take more time for the demand sentiment to recover in the pre-sale market.

This is Choi Deok-jae from Yonhap News TV. ([email protected])

#apartment_supply #sales market #loan rate #relaxation

Yonhap News TV article inquiries and reports: Kakao Talk/Line jebo23