Zhenai 520 interest rate variable dollar whole life insurance (fixed payment type) asset inheritance, health promotion, life insurance high protection three-in-one
According to the 110-year statistics of the cause of death of Chinese people by the Ministry of Health and Welfare, in terms of mortality rate, malignant tumor (cancer) ranked first in the top ten causes of death. The number of deaths due to cancer in 110 years was 51,656, accounting for 28% of the total death toll. However, with the rapid development of medical technology, cancer screening tools are becoming more and more diverse. If cancer screening can be used to detect cancer early, it can not only monitor the risk of cancer, but also enable early treatment and further tracking, so as to achieve the purpose of health promotion and cancer prevention. In view of this, Global Life and Mega Bank have jointly launched “Global Life Cherish 520 Interest Rate Variable USD Whole Life Insurance (Fixed Payment Type)”, through three major features, to help people better understand their physical conditions, protect their own health, and protect the future of their families.
Cancer is a serious threat to the health of the people of the country. Only early detection and early treatment through cancer screening can not only protect one’s own health, but also avoid more expensive medical expenses in the future. According to the National Health Service, the survival rate of early colorectal cancer diagnosis and treatment is high, with a 5-year survival rate of more than 90%, but the 5-year survival rate of stage 4 colorectal cancer is less than 20%. The 5-year survival rate of stage 0 and stage 1 breast cancer is more than 94%, but the 5-year survival rate of stage 4 breast cancer is only about 35%. Therefore, the public is encouraged to actively and regularly undergo cancer screening to maintain their own health.
Global Life said that this time, in cooperation with Mega Bank, the “Global Life Zhenai 520 Interest Rate Variable USD Whole Life Insurance (Fixed Payment Type)” has three main features, including feature 1. The product is a spillover insurance policy. The insured can meet the conditions for health promotion after completing the specified cancer screening within the validity period of the health test stipulated in the policy. It is hoped that the insured will be able to treat themselves as soon as possible while completing the insurance plan. Carry out health management to further maintain your health.
Feature 2, “”Love” Home Enhanced Protection”, enjoys lifelong protection after purchasing the insurance, and can make good use of the function of installment fixed insurance premiums, allowing the designated insurance premiums to be paid to beneficiaries in installments in a fixed amount, so as to achieve safe inheritance of assets and let insurance replace The purpose of protecting the family by oneself.
Feature 3. “”520″ Spillover Rebate”, after completing the cancer screening, you can enjoy a 0.5% renewal premium discount rebate from the second policy year onwards. After the payment period expires, you will still be alive every year until the 20th policy anniversary You can also get back 0.5% of the standard body’s annual premium payment as a health reward. One screening can enjoy 20 years of rewards, which can not only protect your own health, but also protect the future of your family. Global Life pointed out that this product is a health promotion spillover insurance policy. Through the health promotion conditions and spillover mechanism designed in the policy, in addition to enabling policyholders to use cancer screening to achieve early detection and early prevention effects, it also helps reduce product claims risk.
Affected by the epidemic, many Chinese people have begun to increase their risk awareness of their own protection. For those who want to meet the functions of inheritance, protection and health management, “Global Life Zhenai 520 Interest Rate Variable USD Whole Life Insurance (Rated Payment Type)” has multiple assets. Configuration, first-year high-multiple insurance can protect family members with peace of mind, use health promotion function to encourage policyholders to manage their own health early through cancer screening, so as to take care of themselves, cherish family members, installment fixed payment function can plan asset inheritance in advance, etc. Satisfy 3 protection needs at one time.
