Having become essential, is Twint ambitious enough?

It has of course become a verb, “twinter”, to say that we send money to each other in one click. But Twint is also a phenomenal success in Switzerland, which undoubtedly places it at the level of the CFF or the covid certificate in terms of downloading. Today, more than 4 million Swiss regularly use this application on which more than 300 million transactions should be carried out this year, against 214.8 million last year. Difficult, with such figures, to doubt the success of this digital wallet held by the largest Swiss banks. But with such notoriety and such powerful shareholders, shouldn’t Twint increase its ambitions and offer more services?