Housing helps low-income and vulnerable groups open promotion Home loan, first 4 years interest only 1.5%
On 19 Jan. 65 reporters reported. National Housing Authority open promotion Low-income housing development loan project, only 1.5% interest for the first 4 years to help low-income and vulnerable groups It’s easier to own a National Housing Authority.
Currently, the National Housing Authority has a “Loan Development Loan Program for Low-Income People” as an important “financial tool” to help customers buy homes of the National Housing Authority. but did not pass credit approval from financial institutions can apply for a loan through the said project There will be a Mortgage Management Committee (PCB) of the National Housing Authority. is the person who considers giving credit to customers To provide more comprehensive and comprehensive assistance to low-income and vulnerable groups
Mr. Taweepong Wichaidit, Governor of the National Housing Authority (NCPO), revealed that from the meeting of the Housing Development Loan Management Committee (NCPC) on December 29, 2021 has considered Agreed on the hire-purchase interest rate for housing development loans for low-income earners, fiscal year 2022 (January-September 2022)
together with general customer group Years 1-4 Interest Rate 1.5% Year 5-7 Interest Rate 2.5% Year 8-40 Interest Rate 3.75% for fragile groups Years 1-5 interest rate 1.5% Year 6-7 interest rate 2.5% Year 8-40 interest rate 3.75% with the contract term of 40 years when combined with the tenant’s age does not exceed 70 years, effective from the date 1 January – 30 September 2022
Mr Taweepong said that throughout the past National Housing Authority There have been continual adjustments to the criteria and conditions for the leasing of housing development loans for low-income earners. To be in line with the problems of low-income groups and vulnerable groups who do not have access to credit exactly as well as offering a special interest rate for general customers in the first 4 years of only 1.5% and the vulnerable group extended to the first 5 years of only 1.5%
To alleviate the cost burden of low-income and vulnerable groups to be able to own homes in the National Housing Authority’s projects more easily in a situation that continues to spread of the COVID-19 virus. It has a widespread impact at the moment.
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