2023-08-08 02:01:13
[대한뉴스=김남규 기자] KB Insurance (CEO Ki-hwan Kim) announced that it had launched the ‘KB Two Major Diseases Ten Coverage Insurance’, which provides coverage for major diseases occurring in the brain and heart areas five times each, and up to 10 times.
ⓒKB Insurance
The biggest feature of the newly launched ‘KB Two Major Disease Ten Number Insurance’ is the ‘Integrated Brain Disease Diagnosis Fee’ and ‘Integrated Heart Disease Insurance’, which provide care for diseases that can occur in the brain and heart in stages while taking care to prevent further aggravation. It is that the ‘diagnosis fee’ was installed.
The ‘integrated brain disease diagnosis fee’ is guaranteed up to five times for each stage of progression, ranging from mild diseases such as epilepsy and transient ischemic attack, a precursor of stroke, to severe diseases such as cerebral stenosis, cerebral infarction, and cerebral hemorrhage.
The ‘Integrated Cardiac Disease Diagnosis Fee’ is also covered up to five times for each stage of progression, ranging from relatively mild or common diseases such as cardiomyopathy and arrhythmias to severe heart diseases such as heart valve stenosis, heart failure, and acute myocardial infarction.
It is a product that thoroughly guarantees against brain and heart diseases, which are among the three major diseases of Koreans.
This new product also includes new prescription guarantees for ‘Warfarin’, a treatment for specific circulatory diseases, and ‘New Oral Anticoagulant (NOAC)’.
In addition, this new product has strengthened the guarantee of outpatient treatment by reflecting the latest medical trend in which outpatient treatment is increasing rather than inpatient due to the development of medical technology. Previously, only general hospitals and tertiary general hospitals were provided with outpatient treatment per diem, so if a patient is in an area where there is no tertiary general hospital, outpatient expenses such as transportation and lodging expenses incurred during telemedicine at a tertiary general hospital for treatment will not be compensated. couldn’t Accordingly, KB Insurance has expanded the amount of guarantee for ‘per diem visit to a tertiary hospital’ for customers in regions where tertiary hospitals do not exist. In addition, the ‘general hospital outpatient per diem’, which guarantees per diem for outpatient treatment even if you receive outpatient treatment at a general hospital, was newly established to solve the guarantee vacuum.
The new product also has a payment exemption benefit, so if it is difficult to pay insurance premiums due to a serious illness, you can continue the coverage without paying future insurance premiums. ▲Stroke, ▲Acute myocardial infarction, ▲Injury or disease 80% aftereffects were diagnosed, ▲cerebrovascular disease surgery, or ▲ischemic heart disease surgery, payment exemption was possible, so we tried to be considerate of customers in great difficulty.
Director Shin Deok-man, head of long-term product division of KB Insurance, said, “The new product, ‘KB 2 Major Disorders Ten Number Insurance’, is a product that can reduce the cost burden required for treatment of serious diseases and provide sufficient coverage for rehabilitation treatment.” will launch a variety of new products to help customers lead stable and healthy lives.”
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