AdventHealth Credit Union offers a vehicle refinancing program to beat existing auto loan rates by up to 2.00% while members save between $50 and $150 per month.
- Members can reduce current vehicle financing rates by up to 2.00% through AdventHealth Credit Union.
- Reported individual savings range from $50 to $150 per month on existing auto loans.
- Additional incentives include a 0.50% rate discount for pairing direct deposit with automatic checking account payments.
The credit union targets consumers holding higher interest rates from previous financing cycles. AdventHealth Credit Union reported that members are saving between $50 and $150 per month.
Borrowers can also secure a 0.50% rate reduction. This discount applies when account holders establish direct deposits into an AdventHealth Credit Union checking account and activate automatic monthly loan drafts, according to program guidelines.
Financing structures cover standard passenger vehicles including cars, trucks, SUVs, and electric vehicles. AdventHealth Credit Union handles both new purchases and used vehicle acquisitions.
Specialized options target non-traditional buyers through the CarePlus Auto Loan. This tier accommodates credit scores ranging from 560 to 660 or individuals with limited credit history seeking loans without co-signers, restricted to model year 2012 or newer units with terms reaching 84 months.
| Loan Category | Eligible Models | Maximum Term |
|---|---|---|
| Standard Auto | Car, Truck, SUV, EV (New/Used) | Flexible terms |
| CarePlus Auto | Car, Truck, SUV (2012 or newer) | Up to 84 months |
| Specialty Vehicle | Boat, Motorcycle, RV, Camper | Up to 84 months |
Beyond traditional automobiles, AdventHealth Credit Union provides specialty vehicle financing. Members can fund boats, motorcycles, recreational vehicles, and campers through online applications or physical branch visits.
By contrast, All In Credit Union offers vehicle loans starting with an annual percentage rate as low as 4.99%. All In Credit Union provides up to 120% financing on new or used autos alongside extended repayment schedules reaching 180 months for boats and recreational vehicles.
AdventHealth Credit Union maintains specific eligibility parameters for its specialized lending. Applicants utilizing the CarePlus program cannot currently register active delinquencies on existing auto loans or mortgages.
Disclaimer: The information provided in this article is for educational and informational purposes only and does not constitute financial advice.
