One of the considerations for the state welfare card is the debt criteria, which if any applicant “does not pass” such criteria can be submitted to verify the debt criteria from the credit bureau.
Procedures for registrants who do not meet the debt criteria from checking credit information with the company National Credit Bureau Co., Ltd. (NCB) or credit bureaus, which can be divided into 2 types of requesting channels.
Open a channel to “appeal against the state welfare card” in case “qualification is not passed”
Recommend “appeal against the 2022 state welfare card” by May 1, 2023.
1. Without paying the fee, there are 2 ways to request an inspection:
6 Credit Bureau Checking Centers 1. The Ninth Towers Grand Rama 9 Building 2. Pearl Bangkok Building 3. Sala Daeng BTS Station 4. Tha Wang Lang 5. Mo Chit BTS Station and 6. Jay Department Store Venue (Navanakorn) does not have to pay a fee. Examination results within 15 minutes.
All 3 agencies accept registration for the 2022 project, namely Krung Thai Bank, Government Savings Bank and BAAC without having to pay a fee. The result of the examination is within 7 days from the date the credit bureau received the request.
2. Forms that require payment of fees for requesting verification, namely, credit bureaus receiving credit information requesting agents, which can be divided into 5 forms:
- Krung Thai Bank Branch, GH Bank, Krungsri LH BANK, BAAC
- ATM : Krung Thai, Siam Commercial
- Mobile Banking: Krungthep Government Savings Bank, Krungthai Bank, Thanachart Bank Kiatnakin Phatra Bank
- Internet Banking: Krungsri
- post office
Pay a fee of 150 baht (refundable from credit bureaus), inspection results within 7 working days.
The registrant prepares the supporting documents for requesting credit information as follows:
Image : Individual credit information check request form
1. Request form for checking credit information, individual (downloadable from the website NCB )
2. ID card (Registrar)
3. Evidence of the results of checking the rights under the project year 2022 that appear to not pass the debt criteria.
4. Evidence of filing an appeal against the audit results Project features in 2022
documents for authorization For those who have the right to travel by themselves.
- power of attorney (Download at website NCB )
- ID card + copy (authorized person)
- Copy of ID card (Registrar)
However, registrants who do not qualify for debt criteria who request to check credit information with credit bureaus will receive a report on the results of a credit check and if the registrant finds Reports of credit check results that do not match the facts can be submitted for correction of information. 2 channels
1.Request to amend the information with the NCB, the registrant can send evidence documents via postal mail to Khun Nopparat Kaewsomthong (State Welfare Registration Scheme 2022), National Credit Bureau Co., Ltd. (complaint section ) No. 33/4, The Nine Towers Grand Rama 9 Building, 2nd Floor (Room No.
NS010-012) Rama 9 Road, Huai Khwang Subdistrict, Huai Khwang District, Bangkok 10310
When NCB receives a request to amend the information, NCB will send the information to verify with the member financial institution that submitted the information.
and NCB will notify the result of the inspection or amendment as requested by the registrant to the address provided within 30 days.
from the date NCB receives the request
2. Edit information with the member financial institution that is the owner of the credit card. or direct credit account Registrants can
This can be done as follows:
2.1 The registrant brings supporting documents to contact the member financial institution that owns the credit card. or credit account
2.2 If checking with financial institutions, it is found that information provided by financial institutions to NCB is as of October 2022.
does not match the facts of the registrant Financial institutions must revise and update the information to be correct and notify the NCB to verify the information of the registrant who appeals if the debt criteria are not met.
However, checking or editing through financial institutions directly. It will be processed faster than checking or correcting through the NCB. Financial institutions must notify the result of updating information to the NCB.
for the debt criteria Applicants for the state welfare card as of October 2022. The registered person has a credit card/loan amount exceeding the project’s limit.