INSEE has just published a study on the pension gap between men and women in Guadeloupe. A study that highlights the disparities between men and women but also between France and the Overseas Territories.
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At the end of 2016, Guadeloupe had 67,000 retirees who received a pension of €1,260.00 gross on average compared to €1,330.00 in mainland France, a pension essentially made up of direct rights generated by careers, precisely 81% of the amount.
But if we dissect this photograph a little more, the first disparities appear, between men and women on the one hand, but also between territories. Guadeloupean women, for example, received €991 in direct rights compared to €1,186 for a woman from mainland France.
Unequal pensions partly due to the duration of contributions and the amount of wages. As regards the first factor, for example, 48% of women have a full pension compared to 54% for men.
Betty Besry, Director of Retirement at CGSS, Caisse Générale de Sécurité Sociale de la Guadeloupe explains why women who are currently reaching retirement age in Guadeloupe (thus born a little before 1961) receive 30% lower pensions than men.
The employment rate is also an aggravating factor for 15-64 year olds. It was established in Guadeloupe at 45% for women against 52% for men.
Fewer women on the job market and, double trouble, they are also less well paid. In 2017 in Guadeloupe, a man received on average 9% more than a woman, although they are often more qualified than men.
There remain the invested sectors, most of the time with a much lower level of remuneration.
Consequences: they are the ones who benefit the most from the minimum old age. One in four women in Guadeloupe in 2017 compared to one in five men. And the differences in retirement pensions are also to the advantage of men. This data is all the more true as the retirement pension increases. Women earn on average €300 less than men.