Seattle transit riders gained a new payment option Monday with the launch of ORCA Tap to Pay, allowing them to use contactless credit and debit cards, as well as digital wallets, to ride buses, trains, and ferries across the Puget Sound region.
The system, which went live February 23, enables riders to tap credit or debit cards, or devices using Apple Pay, Google Pay, and Samsung Pay, on ORCA card readers at the fare gate. The launch comes as Seattle prepares to host FIFA World Cup matches in the summer of 2026, anticipating an influx of visitors.
Sarthak Rijal, a commuter waiting for the 1 Line on Capitol Hill, said the new option would be particularly useful for tourists. “I really appreciate it when I was in New York,” Rijal said, recalling the convenience of tap-to-pay in that city’s subway system. “I can just move to the subway without having to wait.”
Sound Transit spokesperson David Jackson explained that coordinating the rollout across multiple agencies and technology platforms presented challenges. “But we’re really pleased to be introducing this,” Jackson said. “It just makes it easier, especially if you forgot your ORCA card or your family’s visiting from out of town.”
While the new system offers convenience, Jackson cautioned riders to be mindful of how they present their payment options. He advised using an ORCA card instead of a credit card if both are present in a wallet to ensure the correct fare is applied. Riders who rely on discounted fares – for seniors, youth, or those with disabilities – should also continue using their ORCA cards to maintain those benefits.
The Tap to Pay system currently accepts contactless cards from Visa, Mastercard, Discover Network, and American Express. Riders using Tap to Pay will be charged an adult fare, but will still receive the standard two-hour transfer window benefit for connecting trips within the Puget Sound region. But, the system does not support discounts or passes when using a contactless bank card, and each rider must use a separate payment method.
The program is expected to expand to include Washington State Ferries, Kitsap Fast Ferries, and the King County Water Taxi in the coming months. The ORCA card remains the primary method for accessing reduced fares and utilizing passes.
