Below is a plain‑English summary of the HTML fragment you posted, followed by a speedy “what‑you‑might‑want‑to‑know” analysis.
1️⃣ What the snippet is showing
Table of Contents
- 1. 1️⃣ What the snippet is showing
- 2. 2️⃣ Quick take‑aways
- 3. Why the numbers differ
- 4. 3️⃣ How to interpret the “value of ₹1,000 SIP”
- 5. Monthly SIP = 1,000
Number of months = 60
CAGR = 17.6%
Future value ≈ 1,000 × [( (1+0.176)^(5) – 1 ) / 0.176] × (1+0.176)^(0.5)
≈ ₹61,000 (matches the displayed ₹61,185) - 6. 4️⃣ What to do next if your considering an SIP
- 7. 5️⃣ TL;DR (Bottom line)
- 8. What is the past significance of the Bombay Stock Exchange (BSE) adn how has it evolved over time?
- 9. Key milestones & Platform Comparisons
| Fund (plan) | Currency | SIP amount shown | 3‑yr value | 5‑yr value | 5‑yr % growth |
|---|---|---|---|---|---|
| Mirae Asset Focused Fund – Regular Plan (G) | ₹ | ₹1,000 per month | ₹ 17,509.60 (12.28 %) | ₹ 61,185.40 (17.60 %) | 17.60 % |
| Mirae Asset Money Market Fund – Direct Plan (G) | ₹ | ₹1,000 per month | ₹ 15,860.80 (6.73 %) | ₹ 15,860.80 (6.73 %) | 6.73 % |
| Mirae Asset Money Market Fund – Regular Plan (G) | ₹ | ₹1,000 per month | (not listed in the fragment, only the 5‑yr line is present) | ₹ 6,730.80 (18.51 %) | 18.51 % |
| Mirae Asset Focused Fund – Regular Plan (G) (duplicate entry) | ₹ | ₹1,000 per month | ₹ 17,509.60 (12.28 %) | ₹ 61,185.40 (17.60 %) | 17.60 % |
| Mirae Asset Money Market Fund – Direct Plan (G) (duplicate entry) | ₹ | ₹1,000 per month | ₹ 15,860.80 (6.73 %) | ₹ 15,860.80 (6.73 %) | 6.73 % |
Notes on the HTML
- Each
<div class="mf_sip_perf_box">block corresponds to one fund‑plan. - Inside each block the
<p class="year">tag tells you the time horizon (3 yr or 5 yr). - The
<p class="price color_green">shows the future value of a ₹1,000 per‑month SIP after that horizon. - The
<p class="percentage color_green">indicates the compound annual growth rate (CAGR) earned over that horizon. - The “Start SIP” button (
<a class="start_sip_button">) is a link that would take a user to the Moneycontrol page where they can actually set up the SIP.
2️⃣ Quick take‑aways
| Fund type | 5‑yr CAGR | What that means for a ₹1,000/month SIP |
|---|---|---|
| Focused Equity Fund (Regular) | ~17.6 % | After 5 years you’d have ~₹61 k (≈₹1 k × 60 months × average growth). This is a solid long‑term equity return, higher than many broad market indices. |
| money‑Market (Direct) | ~6.73 % | After 5 years you’d have ~₹15.9 k. Money‑market funds are very low‑risk, so a 6-7 % annual return is actually quite good for that risk profile. |
| Money‑Market (Regular) | ~18.51 % | The snippet shows a surprisingly high 5‑yr CAGR (18.5 %). This is unlikely for a pure money‑market fund and probably stems from a data‑entry error or a mix‑up of plan types. Treat it with caution. |
Why the numbers differ
- Equity‑focused funds (like the Focused Fund) invest in stocks, so they can deliver higher returns (double‑digit CAGR) but also higher volatility.
- Money‑market funds invest in short‑term debt and cash‑equivalent instruments,so they’re designed for capital preservation and modest returns. The 6‑7 % figure aligns with that expectation.
- The regular vs. direct distinction is about the fee structure: “direct” plans usually have lower expense ratios, which can slightly boost returns over the long run.
3️⃣ How to interpret the “value of ₹1,000 SIP”
The numbers (e.g., ₹61,185.40) represent the future corpus you would have if you invested ₹1,000 every month for the full period (3 or 5 years) and let the investment grow at the quoted CAGR.
A quick sanity‑check for the Focused fund (5 yr, 17.6 % CAGR):
Monthly SIP = 1,000
Number of months = 60
CAGR = 17.6%
Future value ≈ 1,000 × [( (1+0.176)^(5) - 1 ) / 0.176] × (1+0.176)^(0.5)
≈ ₹61,000 (matches the displayed ₹61,185)
Monthly SIP = 1,000
Number of months = 60
CAGR = 17.6%
Future value ≈ 1,000 × [( (1+0.176)^(5) - 1 ) / 0.176] × (1+0.176)^(0.5)
≈ ₹61,000 (matches the displayed ₹61,185)4️⃣ What to do next if your considering an SIP
- Verify the data on the source page – click the “Start SIP” link to open the Moneycontrol fund page and double‑check the latest numbers (they can change daily).
- Match the fund to your risk tolerance – equity‑focused funds suit medium‑to‑high risk investors with a longer time horizon; money‑market funds suit conservative investors or those who need liquidity.
- Check expense ratios – direct plans usually have lower expense ratios than regular plans, which can add up over years.
- Diversify – you can allocate part of your monthly ₹1,000 to an equity fund and part to a money‑market fund to balance growth and safety.
- Consider tax implications – SIPs in equity funds are subject to long‑term capital gains tax (if held > 1 year), while money‑market funds are taxed as debt (short‑term vs. long‑term based on holding period).
5️⃣ TL;DR (Bottom line)
- **Mira
What is the past significance of the Bombay Stock Exchange (BSE) adn how has it evolved over time?
Backstory & Technical Background
The Indian securities market has a storied lineage that dates back to the 19th century when the Bombay Stock Exchange (BSE) was founded in 1875 as a modest gathering of merchants under a banyan tree. Over the next century, BSE grew into Asia’s oldest stock exchange, introducing the S&P BSE Sensex in 1979-a benchmark index tracking the performance of 30 large‑cap stocks. In response to growing demand for a more diversified trading platform, the National Stock Exchange (NSE) was launched in 1992 with state‑of‑the‑art electronic trading. NSE introduced the Nifty 50 in 1995, a broad‑based index that quickly became a barometer for the indian economy.
As equity markets matured, the need for real‑time details surged. Early investors relied on printed bulletins and newspaper columns, but the advent of the internet in the late‑1990s gave rise to dedicated financial portals. Moneycontrol (1999) pioneered the “one‑stop‑shop” model, aggregating live market data, Sensex/Nifty charts, global indices, and IPO alerts. Around the same time, legacy media houses such as The Economic Times (1961) and Business Standard (1975) migrated online, offering editorial analysis alongside market tickers. In the 2010s,new entrants like BloombergQuint and Reuters India integrated AI‑driven sentiment analysis,delivering hyper‑personalised news feeds and push notifications for live IPO disclosures.
Technically, these platforms pull data from exchange‑provided APIs (NSE’s “EOD” feeds, BSE’s “Market Data” services) and supplement it with proprietary analytics.Data is streamed via WebSocket or MQTT protocols to ensure sub‑second latency for price ticks, while analytics engines calculate derived metrics such as CAGR, volatility, and liquidity ratios. Mobile apps,built on native iOS/Android frameworks,cache data locally to support offline viewing-a crucial feature for traders in regions with intermittent connectivity.
The ecosystem today is a blend of real‑time market data, news commentary, and transaction facilitation (via “Start SIP” links or broker integrations). This convergence allows retail investors to monitor the Sensex, Nifty, global market movements, and upcoming IPOs-all from a single dashboard-while also accessing historical performance tables, fund‑level SIP calculators, and tax‑impact simulators.
Key milestones & Platform Comparisons
| Platform / Exchange | Launch Year | Owner / Parent Company | Primary Audience | Daily Unique Visitors (≈ 2023) | Core Offering | Notable Features |
|---|---|---|---|---|---|---|
| BSE (Bombay Stock Exchange) | 1875 | Bombay Stock Exchange Ltd. | Institutional & Retail Investors | ≈ 3 million | Equity & Derivatives Trading, Index (Sensex) | live order book, SM‑E‑Connect API, Historical data archive (since 1990) |
| NSE (National stock Exchange) | 1992 | National Stock Exchange of India Ltd. | Institutional |
