NYC Couple Achieved Financial Independence by Paying Off Mortgage Early & Avoiding Lifestyle Inflation
A New York City couple, Josette Chang and Alexander Nathanson, achieved financial independence and early retirement by prioritizing strategic investments, minimizing lifestyle inflation, and embracing a “die with zero” philosophy. As of February 2026, they are living comfortably off Nathanson’s part-time income as a physician, having fully paid off their mortgage in September 2024. Nathanson, … Read more