have a good track record in Credit bureau is of great importance because at some point in life a credit, loan or financing of any kind may be required, but there are times when, despite not having debts, one of these procedures can be denied, since it appears client ‘unauthenticated‘, however, many people are unaware that means It’s over, but then you can finish with that doubt.
First of all, it must be remembered that the Credit bureau It is not a “black list”, since all the people who have contracted some type of credit have taken out a bank card; or have even required telephone services, internet or pay television appear in it, because this is simply a history in which their information and behavior in the payments of any debt is reflected, which is useful to those who grant loans and credits so that they know the risk that granting the support may have.
It is so through Credit bureauthe credit institutions report monthly how you are making the payments of your debts, whether your payment behavior is being punctual or present delays, so if your credit history is good, you will not have problems applying for future credits, on the other hand, if it is bad, you could find yourself with inconveniences and that your requests are denied.
However, there are users who have had a good behavior regarding the payment of their credits, and even do not have any debt, but they can be denied a procedure because in their history it appears client ‘unauthenticated‘, so it’s important to know what means.
What does ‘Not Authenticated’ client mean in the Credit Bureau?
When in the Credit bureau is identified as client ‘unauthenticated‘ means that there is no record or credit history of yours, however, this is not favorable when you are going to apply for a loan, since financial institutions or banks have no reference as to whether you are a good payer or not.
One of the reasons why it may appear ‘unauthenticated‘ is because there was an error in the identification data of the client even if you have a credit history. Also, another reason is that when filling out the application you provide your current card number but you did not add the ones you previously used, including departmental cards, or you omitted the last four digits of the credit card.