Woman sues insurance company for contracting HPV while having sex without condoms in car The policy covers Win compensation of 180 million baht, the company indicates that it will fight in court until the end.
mothership The Missouri Court of Appeals upheld a ruling that required insurers to pay $5.2 million in compensation after a woman contracted an STD while having sex in a car.
According to court documents, The American woman goes by the initials. M.O. contracted Human papillomavirus (HPV) from unprotected sex in a car in 2017 with an ex-boyfriend in a Hyundai car.
Later in 2018, the woman found out she had HPV, claiming that her ex-boyfriend had it before but refused to tell her. This caused her to pay for medical expenses in the past and in the future. Plus there is pain and suffering mentally and physically.
In February 2021, the woman intends to claim $1 million in damages from the insurance company. She is pursuing legal action against the man. claiming that she had a negligent infection in the car; andHer car insurance policy covers her injuries and losses, so the insurance company has to pay compensation.
According to the report ofBBC GEICO denied her protection and denied her claim. After that, the woman entered the arbitration process. The arbitrator siding with the woman stated that “sexual activity” in the insurer’s car was the direct cause. or directly contributed to the woman becoming infected with HPV, even though the man had knowledge of a positive HPV diagnosis.
The insurance company had to pay the female victim $5.2 million in damages. But the insurance company GEICO appealed the decision. The three judges confirmed the verdict of the Court of First Instance. and said insurance companies had failed to protect their own interests. by entering the defense for the insured
Although GEICO’s lawyers argued, the company never had the opportunity to defend its interests in arguing the claim. The Court of Appeal found that GEICO has been given the opportunity This is a forfeited opportunity when choosing to deny spying and refusing to protect the insured. “We will observe that [ไกโค] There is an opportunity to go into self-defense but choose not to do so.” verdict issued by a judge
In addition, the company and the plaintiffs have separate cases. But it is being considered in the federal court. In doing so The insurance company confirmed that the policy “Applies only to bodily injury caused by ownership. maintenance or use”
GEICO’s lawyers argued in a federal court filing, it said. “The plaintiff’s alleged damages not linked to ownership maintenance or the comprehensive use of her injury was caused by her failure to prevent infection. sexually transmitted disease” The company will fight the case in the federal court.
The Live News team will raise some concerns about HPV infection. Human papillomavirus (HPV) infection is an asymptomatic virus. It may stimulate warts that can appear on the hands, feet, genitals, or inside the mouth, with a high risk of abnormal tissue growth, which can lead to cancer.
Thank you for coming from The guardian BBC Mothership