A large number of citizens are searching these days for a source of investment for their money that will generate money for them on a regular basis, especially after the interest rates increase by a decision of the Central Bank of Egypt. of the ordinary certificates.
Most of the banks have their own side of Islamic transactions, including Banque Misr, which provides an Islamic savings certificate, for everyone looking for it, and we publish to you the details of Banque Misr certificates for Islamic transactions in the local currency, so that you have all the information regarding this certificate.
Banque Misr announced the provision of a number of savings certificates Islamic multi-features suit all customers’ needs in terms of duration and value.
The funds of these certificates are invested in Islamic projects in accordance with Islamic law, provided that Banque Misr is an authorized agent on behalf of their owners in determining the aspects of investment and the percentage of profit.
The certificate can be purchased from any branch of Islamic transactions or through the internet banking and the phone application mobile .
Banque Misr saving certificates for Islamic transactions with a variable return in pounds
A savings certificate with a monthly return
Yield 10.5%
The certificate is issued to natural individuals only
The duration of the certificate is 5 years
Minimum purchase of the certificate: 1,000 pounds and its multiples
Return periodicity: monthly
Return Calculation Date: The same day as the purchase date
The value of the certificate, or part of it, can be redeemed after 6 months have passed from the date of issuance of the certificate
The possibility of granting credit facilities with the guarantee of the certificate in accordance with the regulated instructions issued by the bank
The return is disbursed from any of the bank’s branches across the country
When you purchase the certificate with a value of 100,000 pounds, you can get 10,000 pounds every month.
Quarterly Returning Savings Certificate annual
The return is 10.25%.
The certificate is issued to natural individuals only
The duration of the certificate is 3 years
The minimum purchase amount is 500 pounds and its multiples
Return Periodicity: Quarterly
Return Calculation Date: The same day as the purchase date
The value of the certificate, or part of it, can be redeemed after 6 months have passed from the date of issuance of the certificate
The possibility of granting credit facilities with the guarantee of the certificate in accordance with the regulated instructions issued by the bank
The return is disbursed from any of the bank’s branches across the country
Certificate of good return (monthly / quarterly)
It is a nominal certificate issued at the request of a natural person (the donor) and in favor of a natural person (the donor) and upon his written acceptance in accordance with the terms of the gift
The certificate is issued to natural individuals only
The return is 9% if it is monthly, and 9.5% if it is quarterly.
The duration of the certificate is 10 years
Minimum purchase of the certificate: 500 EGP and its multiples
Return Periodicity: Monthly / Quarterly
Return Calculation Date: The same day as the purchase date
The value of the certificate, or part of it, can be redeemed after 6 months have passed from the date of issuance of the certificate
The return is disbursed from any of the bank’s branches across the country